Scalable Capital Bank

Save, invest and borrow. For the whole family. With Scalable. SAVE Let your money grow with the Scalable Overnight account: – 2.50% interest p.a.¹ on Overnight money – Paid out monthly, without a limit – Withdraw at any time, no minimum amount required INVEST Your finances in your own hands with Scalable Broker: – Invest in ETFs, stocks, crypto and other asset classes – €0.99 per trade or upgrade to PRIME+ for unlimited trading and pro features – Savings plans from €1 – Kids' accounts with Scalable Pocket Money: Reinvested product costs (TER) in your Kids’ ETFs – Private equity with access to top tier private companies With Scalable Wealth, investing is relaxed and automated: – Starting from €20 monthly savings amount – Managed portfolios: Creation, monitoring, rebalancing and tax optimisation included – Choose between globally diversified and special strategies – Withdrawal plans to systematically draw income from your investments – Kids' account with Scalable Pocket Money: with 0% management fee BORROW More flexibility with Scalable Credit: – Borrow up to €250,000 against your assets – From 3.49% p.a. variable debit interest rate, charged quarterly² – Applied for in seconds, fully digital SCALABLE CAPITAL BANK We are a regulated CRR credit institution (full bank) supervised by BaFin and the Deutsche Bundesbank. Investing involves risks. ¹2.50% interest p.a. on unlimited Overnight savings. With PRIME+ up to 5 x €100,000 statutory deposit guarantee through the distribution of all cash across up to 5 banks plus additional deposit guarantee through banks with voluntary deposit guarantee. Without PRIME+ distributed across banks with €100,000 statutory deposit guarantee per bank, or money market funds where European investor protection rules (UCITS) apply, also each possible as sole safekeeping method. Interest and distribution are variable, for instance based on market interest rates, capacities, and conditions. ²Variable borrowing rate, charged quarterly. Credit offer by Scalable Capital Bank, Munich. Note the credit-financed investment risks and credit requirements: scalable.capital/credit. Not all of the above mentioned products are available in all the markets. The scope and availability may vary according to the country. Please refer to our website for more information. Scalable Capital Bank GmbH Seitzstraße 8e 80538 Munich