Updated Jan 28, 2026 · v1.4.3
OJK certified online P2P lending platform
AdaModal is an efficient and easy-to-use online lending application, providing professional, smart, and practical loan services. We help you solve your urgent financial needs and become your trusted partner. This application is licensed and supervised by the Financial Services Authority (OJK). Product Introduction AdaModal adheres to its core values by avoiding high-interest loan products and providing high-quality, low-interest loan products specifically for young people. Apply on the same day and have your funds credited to your account the same day. No collateral required. Very low interest rates, so you don't have to worry about borrowing money. Product Benefits 24/7 online application, no need to meet face-to-face, no phone calls. You can apply for a loan if you have good credit. Very low interest rates, apply for IDR 1,000,000, and the daily interest is only IDR 6. Convenient payments, support online and offline payments, and can be made near your residence. Loan Product Minimum Age: 21 Years and Over Amount: IDR 1,000,000-IDR 20,000,000 Loan Tenor: 91-365 Days Annual Loan Interest Rate (maximum APR): 21.9% Admin Fee: 0% Example: If you choose a cash loan of IDR 2,400,000 for a 1-year period, the interest is 0.06% Total Interest: Rp2,400,000* (21.9%/365)*365= Rp525,600 Total Payment Amount: Rp2,400,000 + Rp525,600 = Rp2,925,600 Monthly Interest: Rp525,600/12 = Rp43,800 Monthly Installment Amount: Rp2,400,000/12 + Rp43,800 = Rp243,800 How do I pay on time? 1. You can make payments through e-wallets or internet banking (BCA, Mandiri, BRI, BNI, CIMB, etc.) or at Alfamart! 2. You can make full or partial payments at any time on or before the due date. 3. The simple payment schedule makes it easy for you to pay on time. Contact Information Company Name: PT Solid Fintek Indonesia Company Website: http://www.adamodal.co.id/ Contact Number: 021-31196080 Contact Email: cs@adamodal.co.id Contact Address: Green Lake City Complex, Rukan Greet Wall Block B No. 27, Gondrong Subdistrict, Cipondoh District, Tangerang City, Banten Province, 15147
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