Loan Prepayment Planner

Take control of your home loan — see how much you can save with smart prepayments. Loan Prepayment Planner lets you compare different prepayment strategies side by side so you can pick the one that fits your budget and goals. Three strategies, one comparison No Prepayment — your regular EMI schedule as a baseline Reduce Tenure — keep the same EMI, pay off your loan faster Reduce EMI — lower your monthly burden after prepayment Key features Enter your loan amount, interest rate, and tenure in seconds Set a yearly prepayment amount and see its full impact Compare all three strategies on interactive charts View complete amortization schedules for every scenario Save and compare multiple what-if scenarios Dark mode support for comfortable viewing 100% offline — your data never leaves your device No sign-up, no ads, no subscriptions Perfect for Home loan borrowers planning a lump-sum prepayment Anyone wondering whether to reduce EMI or tenure First-time home buyers exploring their options Financial advisors comparing client scenarios Make every rupee count. Download now and find your best prepayment strategy. Note: This app is a planning tool. Actual loan terms depend on your lender. Consult your bank for official prepayment policies and charges.