CuotaSimple

CuotaSimple is a tool designed for the planning and detailed analysis of personal and mortgage loans. It allows you to calculate payment installments with different frequencies and interest rate types. Included features: Installment calculation based on Nominal Annual Rate (TNA) or Effective Annual Rate (TEA). Generation of complete amortization tables with principal and interest breakdown. Simulation of monthly or periodic extra payments to visualize total savings and debt time reduction. Financial viability analysis comparing the estimated installment with your monthly income. Simulation saving system to organize different credit scenarios. Comparison tool that allows you to contrast two saved simulations to identify the most favorable option. Export of the amortization table to Excel format for external use. CuotaSimple facilitates the understanding of credit components, helping you make informed decisions about your personal finances.