Lenda - Loan Tracker & Planner

You lent money to a friend. They said they'd pay you back next week. That was three months ago. Sound familiar? Lenda fixes that. It's the simplest way to track money you've lent to people — friends, family, coworkers, anyone. No spreadsheets, no awkward texts, no forgotten amounts. HERE'S HOW IT WORKS Add the person, enter the loan amount, set the interest (or don't — your call), and pick when they should pay. Lenda builds the payment schedule automatically. When they pay, tap to record it. Snap a photo of the receipt. Done. Both of you can see exactly where things stand. WHAT MAKES LENDA DIFFERENT Share loans with your borrower — They download the app, enter a code, and see their own balance. No more "how much do I owe you?" texts. Just clarity. Smart reminders — Lenda notifies both of you before payments are due. You stop being the bad guy who has to ask. Works offline — Everything saves to your phone. No internet needed. Syncs when you're back online. Flexible interest — Flat amount, percentage of principal, per-period rate, or no interest at all. Your money, your terms. Receipt photos — Attach proof to every payment. Useful when memories get fuzzy. Encrypted backups — Your data is password-protected and backed up to Google Drive or your phone. Switch devices without losing anything. 9 languages — English, Thai, Spanish, Filipino, Khmer, Portuguese, Arabic, Urdu, Vietnamese. More coming. WHO USES LENDA People who lend to friends and want it on record. Parents tracking loans to their kids. Small business owners who extend credit. Anyone running a tanda, chit fund, or lending circle. Community leaders managing group savings. THE BOTTOM LINE Lenda isn't a bank. It doesn't touch your money, check your credit, or charge fees. It's just a clean, private way to track what's owed — so you can keep your money AND your relationships. Free to download. No account required to start.