Updated May 24, 2026 ยท v1.0.0
The most comprehensive financial calculator: mortgage, income tax (PPh 21), zakat, investment & Indonesian salary
KalkulatorKu โ the most comprehensive financial calculator for Indonesians. 70+ calculators, 100% offline, no login required, and no excessive ads. WHY KALKULATORKU? One app for all your daily financial needs. Accurate, fast, and easy to use. Mortgage & Property - Mortgage Installment Simulation: BTN, BCA, Mandiri, BSI, Muamalat - Sharia Murabahah and MMQ Mortgage - Home Purchase Ability Based on Salary - Calculate BPHTB, Deed of Sale, and Notary Fees TAXES & SALARY - Income Tax (PPh 21) using TER 2024 method (monthly & annual) - Calculate Take-Home Pay (net salary after PPh 21 & BPJS) - Income Tax on THR (Holiday Allowance) and Bonuses - Salary Gross-Up INVESTMENT & SAVINGS - Compound Interest, Mutual Funds, Dollar Cost Averaging - Savings Target, Emergency Fund, Inflation Projection RETIREMENT & BPJS - Estimate of JHT + JP BPJS Employment - Taspen Pension Calculator (PNS) - BPJS Health Contributions ZAKAT & SHARIA - Zakat on income, gold, savings, trade - Distribution of Faraid/Mawarits inheritance - Fidyah and Aqiqah BUSINESS & E-COMMERCE - Margin, break-even, ROI - Admin fees: Tokopedia, Shopee, Lazada, TikTok Shop - ROAS, engagement rate, CPM, CPC TOP FEATURES - Fully offline โ no internet required - Save & share calculation results - Favorite frequently used calculators - Automatic calculation history - Daily financial tips (365 offline tips) - Indonesian & English PRO VERSION (one-time payment) - Ad-free - PDF export - Unlimited history - Comparison of two scenarios Suitable for employees, MSMEs, prospective home buyers, and Indonesians who want to manage their finances more intelligently. Download for free now.
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