Updated Apr 20, 2026 · v2.0.2
Financial balance sheet in Wolof · Manage your finances in your mother tongue
The Financial Balance Sheet Wolof app by Boîte à innovations (BAI) lets you calculate, understand and take control of your personal and business finances — entirely in your mother tongue: Wolof. Designed for micro-entrepreneurs, market women, artisans, and workers in the informal sector across Senegal and West Africa, this app transforms a tool once reserved for accounting professionals into an everyday companion accessible to everyone — even those who never studied finance in French. WHAT YOU WILL LEARN - Dafa ak dafa — What I own and what I owe: understanding assets and liabilities. - Calculate your owner's equity — the real wealth you have built. - Distinguish your resources (what funds your activity) from your uses (what you do with those resources). - Read and interpret your balance sheet figures at a glance. - Make better decisions: borrow or save? Invest or hold back? - Present your financial situation to a micro-credit institution or business partner. 📱 KEY FEATURES ✅ Full Wolof interface — all financial terms are translated, explained and illustrated in your language. ✅ Interactive calculator — enter your data and the app does the math for you. ✅ Real-world examples — drawn from Senegalese market realities: trade, farming, livestock, tailoring, food services. ✅ 100% offline — works in rural areas, the Ferlo, Casamance, and anywhere with no internet. ✅ No permanent power required — designed for low-connectivity environments. ✅ Summary sheets — printable or shareable via WhatsApp with your trainer or advisor. ✅ Step-by-step progression — from simple to complete, at your own pace. ✅ Compatible with BAI virtual keyboards — native Wolof input with no difficulty. 👥WHO IS THIS FOR? This app was developed with and for: — Women entrepreneurs at markets in Dakar, Touba, Saint-Louis, Ziguinchor. — Apprentices and artisans seeking access to micro-credit. — Farmers and herders managing seasonal cash flow. — Trainers and advisors at literacy centres (DALN) and vocational training institutes. — Anyone who speaks Wolof and wants to understand their finances. 🏆BOÎTE À INNOVATIONS — 16 YEARS OF AFRICAN FIELD EXPERIENCE Boîte à innovations (BAI) is a Quebec-based organization specializing in multilingual digital education across Africa and Haiti. Since 2010, BAI has produced over 41,447 digital contents in 21 African languages for 23,000+ learners in 8 countries. The SP-02-WO app is part of the SP-02 Microfinance & Entrepreneurship suite — a comprehensive 48-module program covering all financial skills needed to run a thriving micro enterprise. UNESCO/King Hamad Prize finalist for ICT in Education (2021) · World Bank ICT Days Washington (2013) · L'Actualité "30 Québécois making a difference" (2007)
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