Debt Watcher & Organizer

Are you tired of losing track of who owes what? Whether you're splitting bills with friends, lending money to family, or managing shared expenses, Debt Watcher & Organizer helps you stay in control. This simple yet powerful debt tracking app is designed to make managing personal loans and debts effortless. 💰 Why Choose Debt Watcher & Organizer? Managing debts shouldn’t be complicated. Our app offers a clean, intuitive interface built with Jetpack Compose and Material Design 3, making it fast, modern, and easy to use. Whether you’re lending or borrowing, you’ll always know where your money stands. 📱 Key Features: ✅ Track Loans & Debts – Record every transaction, whether you're lending or borrowing. 🌍 Multi-Currency Support – Choose from a wide range of currencies based on country. Perfect for international use. 👥 Contact Integration – Pick people directly from your phone’s contact list for quick setup. 📸 Custom Images – Add a photo from your gallery or take one with your camera to personalize each contact. 📊 Automatic Totals – See the total amount owed or lent per person instantly. 🕒 History Log – View past transactions and edits for full transparency. 🔒 Private Ledger – Your data stays on your device. No cloud sync, no account needed. 🎯 Perfect For: Friends splitting dinner bills or travel costs Roommates managing shared household expenses Freelancers or small business owners tracking informal loans Anyone who wants a simple debt manager without complicated features 📌 How It Works: Add a person manually or pick from your contact list Choose the currency you want to use Record a debt or loan with a short note View totals and history anytime Add a photo to make your list more visual No registration. No ads. No clutter. Just a straightforward way to manage personal finances. 🔧 Built with Android Jetpack Compose & Material Design 3 Enjoy a smooth, responsive experience with the latest Android UI technologies. Optimized for performance and simplicity. 📈 Boost Your Financial Awareness Stop guessing who owes what. With Debt Watcher & Organizer, you’ll always have a clear picture of your financial relationships. Whether it’s €5 or $500, every transaction is tracked and organised. 🔐 Privacy First We only ask for contact access to help you pick people from your list. No data is shared externally. Your records stay private and secure. 📥 Download Now If you're looking for a lightweight, easy-to-use debt and credit manager, this app is for you. Say goodbye to forgotten IOUs and awkward reminders. Start tracking your money today!