Cobro Express - Gota a Gota

Cobro Express LITE is the loan collection app for loan collectors and portfolio managers. It replaces the traditional physical payment slip—now on your phone, 100% offline. Daily, weekly, or bi-weekly installments. ⚠️ IMPORTANT: Cobro Express LITE is NOT a financial institution, does NOT grant loans, does NOT connect lenders with borrowers, and does NOT handle money transfers. It is exclusively an administrative productivity tool for you to manage your own portfolio. ────────────────────────────── MAIN FEATURES ────────────────────────────── 📋 CLASSIC PAYMENT SLIP The same physical slip you've always used, now digital. Date, payment amount, and remaining balance for each installment, row by row. Mark the payment with a tap. Partial payments, overdue payments — all on one screen. It's the collection slip you already know, paperless. 🗓️ DAILY COLLECTION ROUTE An organized list of all the clients you need to collect from today. No searching, no remembering: just open the app and see your collection route for the day. Organize by neighborhood or zone, drag to reorder. 💰 CAPITAL MANAGEMENT Know at all times how much capital you have on hand, how much you've received in collections, and how much you have available. Record deposits and withdrawals. Complete history of your portfolio transactions. 📞 QUICK CONTACT Call, send a WhatsApp message, or open the address on maps with a single tap directly from the client's collection slip. 🔒 100% OFFLINE — NO INTERNET REQUIRED Works without an internet connection. Your collections, clients, and slips are saved on your phone. It works in areas with no signal, in open fields, or in the city. Nothing is uploaded to the cloud without your permission. 📊 COLLECTION HISTORY View all recorded payments, active credits, and paid-off cards. Keep a clean record of your entire collections portfolio. 🔐 SECURITY LOCK Lock the app with a PIN, pattern, or fingerprint. No one can access your collections, even if they have your phone in their hand. 💾 BACKUP Save a copy of your portfolio in your phone's Downloads folder (VIP plan) or in the AES-256 encrypted cloud (Premium plan). If your phone is lost or stolen, you can restore all your collections to a new one. ────────────────────────────── VERSIONS AND PLANS ────────────────────────────── 🆓 7-DAY FREE TRIAL Activate all features for 7 days with no obligation. No credit card, no payment information required. ⭐ VIP — Monthly Full access to all features + local backups on your phone. 💎 PREMIUM — Annual Everything VIP includes + AES-256 encrypted cloud backup. Recover your entire wallet if you change or lose your phone. ────────────────────────────── PRIVACY AND DATA ───────────────────────────── Your billing data is encrypted with AES-256 before leaving your phone. Only you can decrypt it. We cannot read your information. ────────────────────────────── WHO IS THIS APP FOR? ────────────────────────────── ✓ Loan collectors and those collecting daily installments ✓ Informal loan portfolio managers ✓ Individuals who handle weekly, bi-weekly, or monthly collections ✓ Businesses with credit sales that need collection control ✓ Any collector who wants to replace physical receipts and paper ledgers NOT FOR: ✗ Applying for or processing loans ✗ Connecting lenders with borrowers ✗ Making money transfers or payments ✗ Financial transactions Regulated ───────────────────────────── Cobro Express LITE — the classic payment slip, now on your phone.