Бюджет

Budget.ru Online Loan Service Budget.ru is a licensed service for applying for and managing loans online. Credit Products The app offers several loan types so you can choose the right option: 1. "Payday Loan" — a short-term loan. Loan term: 61 to 80 days. Maximum annual percentage rate (APR): 292%. Example: For a 61-day loan of 16,000 rubles, the final payment will be approximately 23,808 rubles. 2. "Standard" — a loan with monthly payments. Loan term: 3 to 6 months. Maximum annual percentage rate (APR): 46.4%. Example: For a 200,000₽ loan for 4 months, the monthly payment would be 57,718.30₽. Total payment: approximately 230,873.20₽. 3. "Split" — biweekly payments. Loan term: 3 to 6 months. Maximum annual percentage rate (APR): 47.7%. Example: For a 100,000₽ loan for 24 weeks, the 14-day payment would be 10,168.13₽. Total payment: approximately 122,017.56₽. Credit Line We assess your creditworthiness and set a personalized credit limit. You can increase the limit over time while you remain a customer. Registration Registration in the app takes just a few minutes and includes: Phone number verification via SMS. Entering basic identification information (name, date of birth, passport, email). Identity verification photo (selfie with passport). Providing permanent registration information. These measures help protect your account and ensure loans are processed correctly through the app. Loan Repayments You can repay loans manually through the app or set up automatic debits. Early repayment is also available through the "My Payments" section. Receiving Funds After verifying your information, you can apply for loans through the app. Funds are transferred to your card or selected receipt method in accordance with the product terms.