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Independent Loan is a personal loan platform aiming to provide legal, safe, and convenient financial services to users in Thailand. The platform is developed, operated, and financed entirely by RIENTHONGASSET COMPANY LIMITED. RIENTHONGASSET COMPANY LIMITED is a legally registered company in Thailand and holds a personal loan license from the Bank of Thailand (BOT). It operates under strict supervision by the Bank of Thailand and complies with all relevant laws and regulations. Independent Loan is committed to utilizing digital technology in its loan services, enabling users to apply for, verify, and receive loans efficiently online. The process is clear, transparent, and fully disclosed to help meet users' financial needs in both emergencies and daily expenses. The product terms and conditions are transparent and clear as follows: - Maximum annual interest rate (APR) not exceeding 14.6% - Minimum repayment period: 120 days - Maximum repayment period: 365 days - All costs, interest, and payment details will be clearly displayed to users before confirming the contract, with no hidden or unreasonable fees. The platform places the highest priority on data security and user privacy, storing and protecting data according to established security standards. The information is used solely for credit assessment and risk management purposes. Independent Lending adheres to principles. “We conduct our business legally, transparently, and with a user-centric approach,” and aim to be a trusted personal loan platform for users in Thailand in the long term. Loan Amount: Maximum loan amount: 36,000 THB Repayment Period: 120 days Interest Rate: 0.04% per day Annual Interest Rate (APR): Up to 14.6% per year Example Loan: Assuming a loan amount of 36,000 THB repayable within 120 days, with a maximum annual interest rate (APR): 14.6% Monthly Interest Rate: 14.6%/12 = 1.22% Monthly Interest: 36,000 THB * 14.6%/12 = 438 THB Monthly Installment: 36,000 THB/4 + 36,000 THB * 14.6%/12 = 9,438 THB Total Interest: 36,000 THB * 14.6%/12 * 4 = 1,752 THB Baht Total Installment Fee: 36,000 Baht + 36,000 Baht * 14.6%/12 * 4 = 37,752 Baht Free Loan Features: Fast Approval: A simple and convenient process helps you quickly get the funds you need. Flexible Loan Limit: We offer customizable loan limits based on your credit score to meet diverse needs. Transparent Terms and Conditions: Clear costs and conditions, no hidden fees, giving you peace of mind when borrowing. Data Security: We use industry-leading encryption technology to protect your personal information. Contact Us: If you need assistance or have any questions, please use the "Contact Us" section in the app. Our customer service team is happy to help. Email: market@rienthongassetcompany.com Official Website: http://freeloan.rienthongassetcompany.com Address: 17 Moo 5, Tambon Nang Ram, Amphoe Prathai, Nakhon Ratchasima 30180 Download Free Loan now to experience safe and transparent loan services!