Personal Loan App by Fibe

The Fibe instant personal loan app is your one-stop solution for all your finance needs. It has served more than 3.3 million+ Indians so far. Get a wide range of products such as instant personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & Purpose Driven Financing. Download Fibe to get instant financial upgrades at your fingertips. Benefits of a Fibe Instant Personal Loan: -Get up to ₹10 lakhs -Instant disbursal - direct to your bank in 2 minutes -Flexible repayment from 6 to 36 months -No foreclosure charges - close your loan anytime, at zero extra cost -100% digital process with zero paperwork -Affordable EMIs for every need Flexible Tenures for Easier Monthly Payments: Here’s how your monthly payout reduces when you choose a longer repayment period: ₹1,00,000 for 6 months → Approx. ₹17,500/month ₹1,00,000 for 12 months → Approx. ₹9,300/month With a longer tenure, your EMI becomes much lower - making repayment easier & more affordable every month. Personal Loan Fees & Charges: -Interest: Starting from 16.75% -Processing fee: 3 – 3.5% of loan amount -Foreclosure charges: Free! -Late payment: ₹500 or 3% (whichever is higher) -Bounced payment: ₹500/bounce -APR: 16.75% – 45% -Stamp duty: 0.1% of loan amount -Mandate rejection: ₹250 + GST Example of How Personal Loans from Fibe Work: -Amount borrowed: ₹5,00,000 for 3 years -Processing fee (3% + GST + stamp duty): ₹18,200 -Interest rate: 20% p.a. (reducing balance) -EMI: ₹18,582 -Total payable: ₹6,68,952 -Total interest: ₹1,68,944 -Total cost of loan: ₹1,87,144 Purpose Driven Financing: Our financing solutions make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 10,300+ touchpoints. Healthcare Financing: -Cover medical procedures & emergencies up to ₹10 lakhs -Low EMIs with flexible tenures -Accepted at top partner hospitals & clinics across India. Education & Upskilling Financing: -Finance coaching, courses, certifications & upskilling -Affordable repayment plans -Available at leading institutes across India. Benefits of a Fixed Deposit on Fibe: -Invest from ₹1,000 to ₹5 lakhs -100% digital FD booking -Easy withdrawals -Deposits up to ₹5 lakhs insured by DICGC -Invest in RBI-approved banks & NBFCs Benefits of a Loan Against Mutual Funds: -Credit limit up to ₹10 lakhs -Interest-only EMIs starting at 11% -Works across 8,000+ approved mutual fund schemes -Access instant funds while your investments continue to grow Other Features of the Fibe App: -Access all your financial transactions in one place -Shop for gift vouchers & explore offers from leading brands -Check & monitor your credit score for free -Exclusive referral programs that help you earn up to ₹1,000 every month At Fibe, we believe in transparency. All fees & charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app. About Fibe: The Fibe app is owned by Social Worth Technologies Ltd & facilitates lending services primarily through our RBI-registered NBFC arm, EarlySalary Services Pvt Ltd & other partner NBFCs. It is ISO/IEC 27001 certified, its app is PCI DSS compliant, and it ensures better data security. Download Fibe today! Our Partner NBFCs:- EarlySalary Services Pvt Ltd Northern Arc capital Ltd HDB Financial Services Limited Kisetsu Saisown Finance (India) Private Limited Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.) OXYZO Financial Services Limited TATA Capital Limited Mirae Asset Financial Services (India) Pvt. Ltd Cholamandalam Investment & Finance Company Limited (CIFCL) Vivriti Capital Limited Contact Details: Telephone: 020-67639797 Email: care@fibe.in Address Social Worth Technologies Ltd, 404, The Chambers Viman Nagar Pune – 411014