Social Worth Technologies Limited
Updated Aug 25, 2026 · v3.6.9
Personal Loan Online App for Quick Cash, Fast Approval & Low Interest Rates.
The Fibe instant personal loan app is your one-stop solution for all your finance needs. It has served more than 3.3 million+ Indians so far. Get a wide range of products such as instant personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser, UPI payments & Purpose Driven Financing. Download Fibe to get instant financial upgrades at your fingertips. Benefits of a Fibe Instant Personal Loan: Get up to ₹10 lakhs Instant disbursal - direct to your bank in 2 minutes Flexible repayment from 6 to 36 months No foreclosure charges - close your loan anytime, at zero extra cost 100% digital process with zero paperwork Affordable EMIs for every need Flexible Tenures: ₹1,00,000 for 6 months → Approx. ₹17,500/month ₹1,00,000 for 12 months → Approx. ₹9,300/month Longer tenures mean lower EMIs. Personal Loan Fees & Charges: Interest: Starting from 16.75% Processing fee: 3 – 3.5% of loan amount Foreclosure charges: Free! Late payment: ₹500 or 3% (whichever is higher) Bounced payment: ₹500/bounce APR: 16.75% – 45% Stamp duty: 0.1% of loan amount Mandate rejection: ₹250 + GST Example of How Personal Loans from Fibe Work: Amount borrowed: ₹5,00,000 for 3 years Processing fee (3% + GST + stamp duty): ₹18,200 Interest rate: 20% p.a. (reducing balance) EMI: ₹18,582 Total payable: ₹6,68,952 Total interest: ₹1,68,944 Total cost of loan: ₹1,87,144 *Introducing Fibe Pay* Enjoy faster payments, smarter features, enhanced security & more rewards with Fibe Pay's seamless UPI experience. Quick Registration - set up in seconds Earn Cashback up to ₹1000 every month* Gift Vouchers - redeem GVs using cashback & Fibe coins *Purpose Driven Financing* Financing solutions for life's most important needs, across 10,300+ touchpoints. *Healthcare Financing* Cover medical procedures & emergencies up to ₹10 lakhs Low EMIs with flexible tenures Accepted at top partner hospitals & clinics across India. *Education & Upskilling Financing* Finance coaching, courses, certifications & upskilling Affordable repayment plans Available at leading institutes across India. Benefits of a Fixed Deposit on Fibe: Invest from ₹1,000 to ₹5 lakhs 100% digital FD booking Easy withdrawals Deposits up to ₹5 lakhs insured by DICGC Invest in RBI-approved banks & NBFCs Benefits of a Loan Against Mutual Funds: Credit limit up to ₹10 lakhs Interest-only EMIs starting at 11% Works across 8,000+ approved mutual fund schemes Access instant funds while your investments continue to grow Other Features of the Fibe App: Access all your financial transactions in one place Shop for gift vouchers & explore offers from leading brands Check & monitor your credit score for free Referral programs - earn up to ₹1,000 every month At Fibe, we believe in transparency. All fees & charges are shared via the agreement on your registered email ID. Access your transaction details 24/7 through our app. About Fibe: The Fibe app is owned by Social Worth Technologies Ltd & facilitates lending primarily through our RBI-registered NBFC arm, EarlySalary Services Pvt Ltd & other partner NBFCs. It is ISO/IEC 27001 certified, PCI DSS compliant, and ensures better data security. Download Fibe today! Our Partner NBFCs: EarlySalary Services Pvt Ltd, Northern Arc Capital Ltd, HDB Financial Services Limited, Kisetsu Saison Finance (India) Private Limited, Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.), OXYZO Financial Services Limited, TATA Capital Limited, Mirae Asset Financial Services (India) Pvt. Ltd, Cholamandalam Investment & Finance Company Limited (CIFCL), Vivriti Capital Limited Contact Details: Telephone: 020-67639797 Email: care@fibe.in Address: Social Worth Technologies Ltd, 404, The Chambers, Viman Nagar, Pune – 411014
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