ePantas by RCE

Welcome to ePanta$, a Shariah-compliant personal financing application designed for Malaysian civil servants. Our comprehensive digital platform is designed to empower you with a user-friendly experience, allowing you to seamlessly submit financing applications and safeguard your financial information. You can apply for Shariah-compliant personal financing up to RM300,000 at a fixed profit rate without any collateral. Swift and easy application process as fast as 24 hours. Why choose ePanta$? • Apply for financing anytime, anywhere, at your own convenience • Compare all available offers and choose the one that best fits your needs • Application submitted through ePanta$ is protected by your security password and One Time Password (OTP) • Stay updated with your application status • Access historical record of all your previous applications How does ePanta$ work? • Fill in your application details • Snap or upload pictures of your supporting documents • Follow-up on your application by logging in from time to time Product features: • Minimum period for repayment: 1 year • Maximum period for repayment: 10 years • Minimum profit rate: 6.65% per annum • Maximum profit rate: 9.99% per annum • Effective profit rate: Up to a maximum of 15.86% per annum Calculation: • Total profit: P x I x N • Sale price: P + (P x I x N) • Monthly instalment: ((P x I x N) + P) / n P = Facility amount I = Profit rate per annum N = Tenure in years n = Tenure in months Example: Facility amount – RM10,000 Profit rate per annum – 6.65% Tenure in years – 10 years Tenure in months – 120 months • Total profit: RM10,000 x 6.65% x 10 years = RM6,650 • Sale price: RM10,000 + (RM10,000 x 6.65% x 10 years) = RM16,650 • Monthly instalment: ((RM10,000 x 6.65% x 10 years) + RM10,000) / 120 months = RM138.75 For more information: Explore further details at http://www.yir.com.my or http://www.yyp.com.my. Available in Bahasa Malaysia and English, ePanta$ is your gateway to a secure and convenient personal financing experience. Protect your financial future today.