CreditoJusto - Préstamo Rápido

Get personal loans securely, digitally, and with direct disbursement to your bank account. We've designed an experience with your peace of mind in mind: no queues, no guarantors, and complete transparency. Why choose CreditoJusto? - Fast Process: Complete your application in minutes and receive a response in minutes. - 100% Digital: Forget the paperwork. The entire process is done from your mobile phone. - Direct Deposit: Once approved, the money is transferred to your bank account in record time. - Guaranteed Security: We protect your data with the highest encryption standards. Your privacy is our priority. You can consult our detailed Privacy Policy at https://creditojusto.cc How to apply for your loan? Download the CreditoJusto app. Register and complete the short application form. Wait for approval (it usually only takes a few minutes). Receive your money directly into your account. Contact and Support: Do you have any questions? Our customer service team is ready to help you. 📧 Email: Chile: hola@creditojusto.cc Colombia: hola@creditojusto.cc Peru: hola-pe@creditojusto.cc Details of our loans: Chile: - Credit limit: From CLP$30,000 to CLP$1,000,000. - Payment terms: From 120 days to 180 days. - Daily interest: 0.001% - 0.01% - APR (Annual Percentage Rate): 0.365% - 3.65% - Service charge: 10% - 15% - Stamp tax: 0.066%. - VAT: 19% (Applied only to the service charge; interest exempt). For more information, please consult the country's government website: VAT: https://www.sii.cl/preguntas_frecuentes/iva/001_030_0572.htm Stamp Tax: https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_019_1689.htm Example: If you request a loan of CLP $1,000,000 for a term of 180 days: Interest: CLP $1,000,000 × 0.001% × 180 ≈ CLP $1,795 Stamp Tax: CLP $1,000,000 × 0.066% = CLP $660 Service Charge: CLP $1,000,000 × 14.93% = CLP $149,300 Service charge including VAT: CLP $149,300 + CLP $149,300 × 19% ≈ CLP $177,667 Total amount to repay = Loan amount + Interest + Stamp tax + Service charge (including VAT) = CLP $1,000,000 + CLP $1,795 + CLP $660 + CLP $177,667 = CLP $1,180,122 Installment amount: 3 payments of CLP $1,180,122 / 3 ≈ CLP $393,374 Colombia: -Credit limit: From $90,000 to $200,000. - Payment terms: From 90 to 120 days. - Daily interest: 0.01% - 0.1%. - Annual Percentage Rate (APR): 3.65% - 36.5%. - Service charge: 5% - 10% - VAT: 19% (Applied only to the service charge; interest is exempt). For more information, consult the country's government website: https://normograma.dian.gov.co/dian/compilacion/docs/oficio_dian_1489_2017.htm Example: If you request a loan of $200,000 for a term of 120 days: Interest: $200,000 × 0.04% × 120 ≈ $9,600 Service charge: $200,000 × 6.05% ≈ $12,100.84 Service charge including VAT: $12,100.84 + $12,100.84 × 19% ≈ $14,400 Total amount to repay = $200,000 + $9,600 + $14,400 = $224,000 Installment amount: 4 payments of $224,000 / 4 = $56,000 Peru: - Credit limit: From S/ 100 to S/ 3,000. - Payment terms: From 150 days to 180 days. - Daily interest: 0.01% - 0.1%. - APR (Annual Percentage Rate): 3.65% - 36.5%. - Service charge: 5% - 10%. - VAT: 18% (Applied to interest and service charge). For more information, please consult the country's government website: https://www.gob.pe/7910-impuesto-general-a-las-ventas-igv Example: If you request a loan of S/ 3,000 for a term of 180 days: Interest: S/ 3,000 × 0.034% × 180 ≈ S/ 183 Interest including VAT: S/ 183 + S/ 183 × 18% ≈ S/ 216 Service charge: S/ 3,000 × 9.15% = S/ 274.5 Service charge including VAT: S/ 274.5 + S/ 274.5 × 18% ≈ S/ 324 Total amount to repay: S/ 3,000 + S/ 216 + S/ 324 = S/ 3,540 Installment amount: 3 payments of S/ 1,180