i-ONE Bank - 개인고객용

Start easily, and complete your finances in your own way. i-ONE Bank, your first financial app, reflects your lifestyle and values. (IBK Customer Center 1588-2588, Consultation Hours: Weekdays 9:00 AM - 6:00 PM) ■ My first financial app, even without an account • Sign up for membership and use the app without opening an account • Explore i-ONE Bank services without logging in • Easy-to-use features for checking, transferring, and signing up for products make it easy for even financial novices to get started ■ Easy to use with simple authentication methods • Log in easily with a pattern, fingerprint, or face, without the need for complex joint certificates • Easily transfer money, sign up for products, and complete all banking transactions with a six-digit authentication password and biometric information ■ A home screen tailored to your needs • Organized into five themes: Assets, Products, Banking, Benefits, and Stocks • Check your main account balance and transfer money all at once from the home screen • A welcome screen tailored to your individual financial lifestyle Message Service • Personalized home page, personalized menus for your most frequently used apps • Customized product and service recommendations ■ New stock menu, from investment information to opening a securities account • (Stock Home) Quick stock price updates by topic • (Expert Stock Picks) Information on stocks selected by experts • (IBK Investment Magazine) Financial tips and useful investment information ■ UI Improvements for Customer Usability • Stylish dark mode UI reduces eye strain and improves usability • Easy banking for users with limited app experience • i-ONE Bank provides a UX optimized for financial services based on consistent guidance ■ More Convenient and Faster Transfers • (TokTok Transfer) Shake your phone and tap to send money to a designated account anytime, anywhere • (Multiple Transfers) Quickly and easily send money to multiple people at once • (Photo Transfer) Send money by taking a photo without having to enter an account number • (Favorites) Save and manage frequently used deposit accounts by group ■ i-ONE Guard, the bank's first integrated security platform All of i-ONE Bank's security services at a glance! Integrated Management • (i-ONE Antivirus) Automatically blocks security threats in real time, including device threats, remote control, app OS forgery, and behavioral threats, ensuring a safe i-ONE Bank experience. • (My Smartphone Diagnosis) Directly checks potential smartphone risks, including threat app detection, phishing text (SNS) detection, phone manipulation detection, and malicious URL/QR detection. • (i-ONE Guard) Proactively manages non-face-to-face financial transaction methods and formats, including e-finance login and usage management, ID theft management, and safe blocking of credit transactions and non-face-to-face account opening. ■ MyData-based Asset Management Service • (My Assets) Integrated access to financial information scattered across various financial institutions. • (My Expenditures) Expenditure analysis, target budget/fixed expense management, necessary expenses/cash flow management, and consumption patterns/card performance management. • (My Reports) Comprehensive analysis reports on net worth, asset distribution, investment returns, and debt status. • (Credit Management) Credit score inquiry, detailed change history, customized credit guide, and credit score. Upload ㅤ• (Real Estate) Real estate market/actual transaction price information, subscription consulting, pre-sale information, real estate calculator ㅤ• (Asset accumulation) Investment tendency analysis, portfolio recommendation/subscription, no-use challenge product subscription ■ Product mall that knows me ㅤ• Customized product recommendations for each customer through big data analysis ㅤ• Big data reports analyzing customers with similar financial tendencies ■ Customized service clubs/lounges by generation/occupation ㅤ• Products and services tailored to each customer through generational clubs ㅤ• (Military personnel) Customized military life services, from pre-enlistment preparation to vacation and post-discharge preparation ㅤ• (Children) Childcare services for expectant mothers preparing for childbirth and raising children ㅤ• (Office workers) Customized product recommendations, benefits, and convenient services for office workers ■ Public+ for diverse public service support ㅤ• Integrated public services across sectors, including government benefits, document issuance, travel, and automobiles ■ Rich and unique services ㅤ• In addition to finance, group buying, games, gifting, and more Providing unique, life-focused services ■ AI assistant chatbot at your side • Applying trendy styles to enhance customer intimacy and convenience • (Curation) Recommending customer-specific information using keywords • (Financial Transactions) Instantly resolve major banking transactions in the chat window • (Menu Search) Simply say a desired menu item to jump directly to it ■ App Permission Information - Phone (Required): Your phone number is used for user authentication, including verifying your mobile phone information and membership. - Address Book (Optional): Used to import contact information for transfers and SMS messages after transfers. - Camera (Optional): Used to take photos of your ID and documents, capture QR codes for copying joint certificates, capture Zero Pay QR codes, capture Giro forms, and capture profile photos. - Storage (Optional): Used to save and retrieve certificates, store bankbook copies, enable visible ARS, configure profile settings, and save temporary photos when taking ID photos. - Notifications (Optional): Used to send push notifications, such as financial information and events. - Location (optional): We use location information for services such as setting your electronic financial location. - Microphone (optional): We use this information for voice searches in chatbots and integrated search, and when requesting IBK Digital Identity Verification. ※ We request minimum access permissions to ensure a smooth app experience for IBK Industrial Bank customers. ※ You can still use the service without consenting to optional access permissions, but some features may be restricted. ※ How to change access permissions (setting methods may vary by manufacturer) ■ Phone Settings > Applications > IBK Industrial Bank > Permissions