Indodana: PayLater & Pinjaman

Indodana: PayLater & Pinjaman

PT Indodana Multi Finance

Available on Google Play
4.6(2,574,363)
10,000,000+ installsFreeFinance

Updated Jul 22, 2026 · v4.63.0

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PayLater, installments without a credit card, online installments registered and licensed by the OJK

Learn about Indodana PayLater services: • Minimum term: 3 months and maximum: 12 months • Interest rate: 3% for terms of 3, 6, and 12 months • Maximum APR: 36% • Example: If you make a purchase of Rp4,000,000, with a 1% provision fee, 3% interest rate, 1% service fee, and pay in installments over 12 months, the total loan amount is Rp5,494,400 • Credit limit: up to Rp50,000,000 Indodana is a PayLater installment service registered with and supervised by the Financial Services Authority (OJK). This app allows you to purchase items online in installments without a credit card at various merchants such as Tokopedia, Cermati, iBox, and over 1,000 other top merchants. The process is fast and hassle-free with a credit limit of up to Rp50,000,000. Want to buy electronics on credit? Household needs? You can use Indodana for everything. Indodana PayLater Simulation Example: If you use your Indodana credit limit to make a purchase of Rp4,000,000, and pay it off in installments over 12 months, here's the simulation: • Loan principal: Rp4,000,000 • Provision fee: 1%*Rp4,000,000 = Rp40,000 • Loan interest: 3%*12*4,040,000 = Rp1,454,400 • Service fee breakdown: 1% (flat for all tenors) • Total loan repayment (principal + provision fee + interest): Rp5,494,400 (Rp4,000,000 + Rp40,000 + Rp1,454,400) Total monthly installment: Rp457,867/month (Rp5,494,400/12) Also enjoy the latest Blibli Tiket PayLater by Indodana service. What is Blibli Tiket PayLater by Indodana? This new feature is a collaboration between Indodana, Blibli, and tiket.com to provide One PayLater that can be used across all platforms. What are the Benefits of Using Indodana? ◉ EASY TERMS: Get a credit limit and your dream item simply by providing personal documents (KTP and Income Validation) ◉ LOW INSTALLMENTS: Installments with low and affordable interest that can be paid monthly ◉ SAFE: Using Artificial Intelligence (AI) and Big Data technology, we ensure that the entire application process is safe and convenient ◉ HONEST FEES: No hidden fees in the application and installment process Contact Us: No. Phone: (021) 4059 5888 WhatsApp: 0888 1300 888 Email: cs@indodanafinance.com Instagram: https://www.instagram.com/indodana.id/ Address: Jl. Tomang Raya No. 38, RT. 18/RW. 4, Jatipulo, Palmerah District, West Jakarta, Special Capital Region of Jakarta 11430

Released
April 8, 2018

8 years on Google Play

Version
4.63.0
Updated
Jul 22, 2026
Content Rating
PEGI 3
Installs
10,000,000+
Developer
PT Indodana Multi Finance
Website
https://www.indodana.id
Email
cs@indodana.com
In-app purchases
No

This app isn't currently appearing in any tracked top charts.

Rating breakdown

5
2,117,621
4
124,565
3
166,087
2
41,521
1
124,565