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MoneyHub Loans It is a personal loan under the supervision of the Bank of Thailand. This loan is a personal loan for consumption. or occupation which does not require collateral Main Features - can apply online - Fast approval within 30 minutes - No collateral required - Income verification documents are required. product list 1. Occupational Loans - Credit limit is 50,000 baht. - Interest rate per month: 2.75% (up to 33% per year) - Number of installment installments: minimum 3 months - maximum 18 months - No stamp duty - No early loan redemption penalty - No entry fee calculation example The loan amount is 5,000 baht, you will receive the principal amount of 5,000 baht. The loan term is 3 months (92 days) (15 October 2021 - 15 January 2022). You will be required to pay back all payments after 92 days. The interest rate on this loan is 33% per year, with a reduced interest rate. This loan will only charge interest. without incurring any additional costs. Therefore, the interest can be calculated as follows. Principal balance 5,000 baht Interest per day 5,000*0.088% = 4.4 baht Interest per installment 1 Period (15 October 2021 - 15 November 2021, total 31 days) 1st installment interest = 4.4 * 31 = 136 baht Principal balance 3,334 baht Interest per day 3,334*0.09% = 3.0 baht Interest per installment 2 Period (16 November 2021 - 15 December 2021, total 30 days) 2nd installment interest = 3.0 * 30 = 90 baht Principal balance 1,668 baht Interest per day 1,668*0.088% = 1.5 baht Interest per installment 3 Period (16 December 2021 - 15 January 2022, total 31 days) 3rd installment interest = 1.5 * 31 = 47 baht Borrowing Summary (October 15, 2021 - January 15, 2022) Interest payable = 136 + 90 + 47 = 273 baht Principal payment plus total interest = 5,000 + 273 baht = 5,273 baht 2. Loans for consumption and tourism - Credit limit is 50,000 baht. - Interest rate per month: 2.08% (up to 25% per year) - Number of installment installments: minimum 3 months - maximum 18 months - No stamp duty - No early loan redemption penalty - No entry fee calculation example The loan amount is 5,000 baht, you will receive the principal amount of 5,000 baht. The loan term is 3 months (92 days) (15 October 2021 - 15 January 2022). You will be required to pay back all payments after 92 days. The interest rate on this loan is 25% per year with a reduced interest rate. This loan will only charge interest. without incurring any additional costs. Therefore, the interest can be calculated as follows. Principal balance 5,000 baht Interest per day 5,000*0.067% = 3.35 baht Interest per installment 1 Period (15 October 2021 – 15 November 2021, total 31 days) 1st installment interest = 3.35 * 31 = 104 baht Principal balance 3,334 baht Interest per day 3,334*0.069% = 2.3 baht Interest per installment 2 Period (16 November 2021 - 15 December 2021, total 30 days) 2nd installment interest = 2.3 * 30 = 69 baht Principal balance 1,668 baht Interest per day 1,668*0.067% = 1.11 baht Interest per installment 3 Period (16 December 2021 - 15 January 2022, total 31 days) 3rd installment interest = 1.11 * 31 = 34 baht Borrowing Summary (October 15, 2021 - January 15, 2022) Interest payable = 104 + 69 + 34 = 207 baht Principal payment plus total interest = 5,000 + 207 baht = 5,207 baht *This calculation is an example only. The company reserves the right to change without prior notice. - Can be used on Android version 5.0 21 LOLLIPOP and above. Check details or ask for more information at MoneyHub loan website : https://www.moneyhubservice.com/ Line add : @moneyhub Address 1010 Shinawatra Tower 3, 12th Floor, Vibhavadi Rangsit Road, Chatuchak Subdistrict, Chatuchak District, Bangkok 10900