Ma'at Peasant App

Ma’at is a revolutionary collective credit system that allows farmers to build their own group fund and to access credit as per their established group rules. Farmers can borrow and pay back according to their needs and to the cropping calendar. The fund includes a solidarity fund to cover unforeseen events. There are no collateral nor risks associated. The Ma’at App embodies the learnings of the groups and encapsulates the Ma’at rules. It is the rules behind the bookkeeping. It is an application that allows collectives to self-govern and self-motivate. The App enforces a set of behaviours to help the group become autonomous and successful. It alerts on risks. The App is teaching by doing, acting as a control mechanism that protects the groups when rules are violated. There is a self-governed business model built into the App with a common language that ensures that collectives can interact. The App celebrates, reinforces, guides. It helps the social obligations and moral obligations to be enforced. It is a safeguard on fraud.