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MiniCash - Loans that understand you, fulfilling every intention. Make managing your money easy and secure with "MiniCash," a legally compliant provincial-level microfinance application regulated by the Ministry of Finance. We provide services with sincerity and a commitment to fairness. We are ready to help you overcome emergencies with a fast, clear, and fee-free process. Key features of MiniCash: Easy access: Specifically designed for small businesses, providing immediate liquidity. Fair interest rates: Calculated on a reducing balance basis (Effective Rate). The more you repay, the more the interest decreases. Safe and reliable: High-level personal data security system. Friendly service: Our team is ready to provide advice and assistance throughout your use of the service. Product Details: Loan Amount: Up to 50,000 THB Annual Interest Rate (APR): 15% - 25.8% (Reducing Balance) Repayment Period: 91 - 180 days Loan Calculation Example: If approved for a loan of 30,000 THB, repayment period of 180 days (divided into 6 installments), daily interest rate 0.06%, installment interest rate 1.8%: Installment 1: Amount: 5,319.68 THB (Broken into: Principal 4,779.68 THB | Interest 540.00 THB) Remaining Principal Balance: 25,220.32 THB Installment 2: Amount: 5,319.68 THB (Broken into: Principal 4,865.71 THB | Interest 453.97 THB) Remaining Principal Balance: 20,354.61 THB Baht Installment 3: Payment Amount: 5,319.68 Baht (Breaking down into: Principal 4,953.30 Baht | Interest 366.38 Baht) Remaining Principal Balance Carried Forward: 15,401.31 Baht Installment 4: Payment Amount: 5,319.68 Baht (Breaking down into: Principal 5,042.46 Baht | Interest 277.22 Baht) Remaining Principal Balance Carried Forward: 10,358.85 Baht Installment 5: Payment Amount: 5,319.68 Baht (Breaking down into: Principal 5,133.22 Baht | Interest 186.46 Baht) Remaining Principal Balance Carried Forward: 5,225.63 Baht Installment 6: Payment Amount: 5,319.68 Baht (Breaking down into: Principal 5,225.63 Baht | Interest 94.05 Baht) (Baht) Principal Balance Carried Forward: 0 Baht Total Repayment Amount: 31,918.08 Baht (Including Interest 1,918.08 Baht) (Note: This is an initial estimate. Actual interest will decrease based on principal repayments.) Important Security Note (We care about your safety): All transactions are processed only through official accounts: Please conduct all financial transactions only through the account specified in the application. Do not transfer money to any personal account under any circumstances for your maximum security. Fraud Prevention: Important Note: Please verify the correct "MiniCash" logo on the application before use to prevent being scammed by fraudulent applications. No Hidden Fees: MiniCash will not charge any pre-approval transfer fees through personal accounts. All fees are clearly stated, transparent, and verifiable in the contract. Service Provider Information: Licensed Company: Songphinong Pico Speedy Cash Company Limited Pico Finance License Number: 838/2563 Application Developer: Songphinong Pico Speedy Cash Company Limited Contact Information (Always available): Email: support@speedycash.co.th Company Address: 36/2 Bangli-Nongwanpriang Road, Songphi Nong Subdistrict, Songphi Nong District, Suphan Buri Province 72110 Online Customer Service: You can chat and ask questions immediately through the "Customer Service Center" menu within the application. Our team is happy to serve you with kindness.