TOP1

TOP1 is an innovative service for quickly obtaining a loan 24/7, available to all citizens of Ukraine over the age of 18. Need money, but don't want to collect a bunch of documents and references? We say "no" to bureaucracy! That is why we have developed a mobile application with which you can easily apply for a loan of up to 30,000 hryvnias in less than 5 minutes. To receive funds, you do not need a certificate of income and guarantors - it is enough to have access to the Internet, a passport and a bank card. Control information about your credit, receive notifications about discounts and promotions, view payment data, familiarize yourself with the contract and much more - all this in one mobile application. Our advantages: • Up to 360 days of credit use upon repeated application. • Constant support of specialists 24/7 to solve any issues. • Money is credited to the card of any Ukrainian bank within 5 minutes. • The possibility of increasing the credit limit with each new application. • Loyalty program, which includes special conditions and individual discounts. • Various payment methods, including Apple Pay, for your convenience. To start using the application, you need: • Fill out the questionnaire. • Add a passport photo of a citizen of Ukraine. • Enter bank card details. Benefits after activating the account: Cashback: accrued after each closing of the loan, with the possibility of withdrawing it to the card and using it at your own discretion. Referral program: invite friends to the TOP1 service using a referral link and receive bonuses and discounts. Reward System: Collect rewards and win cash and bonuses for simple actions. Utility payments and credit check: pay for electricity, gas, Internet or order a certificate from UBKI to check your credit history. The "Top Choice" credit product is available to new customers under the following conditions: • Loan amount - from UAH 500 to UAH 30,000. • The interest rate is 34% per annum, without any intermediary commissions. • The minimum loan term is 61 days. • The maximum term of the loan is 1 year (with the possibility of extension in a few minutes). • The maximum annual interest rate is 34% per annum. • The minimum age for obtaining a loan is 18 years. An example of calculating the total cost of the loan for the "Top Choice" product: • Loan amount – UAH 500 • Term of use – 61 days • Interest rate – 34% per annum • Issuance fee – UAH 100 • User fee – 0.1% per day • Total amount to be refunded: UAH 657.95