Budgetly SMART Finance Tracker

Stop paying monthly to track your own money. Budgetly gives you complete control of your finances — no subscriptions, no ads, no data leaving your device. One payment. Everything included. Yours forever. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💸 NO SUBSCRIPTION. EVER. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Most budget apps charge you every month. Budgetly doesn't. Pay once, own the full app — every feature, every update, forever. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🏦 ALL YOUR ACCOUNTS. ONE DASHBOARD. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Cash, bank, e-wallet — see your real net worth the moment you log a transaction. Transfer between accounts in one tap. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📊 BUDGET LIKE A PRO ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Set budgets per category — weekly, monthly, or yearly. Real-time progress bars. Alerts before you overspend. Balance adjustments are tracked separately and never distort your income or expense totals. Manage your entire budget as an Excel workbook: download, edit offline, upload back. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💰 KNOW YOUR REAL SAVINGS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Your balance is NOT your savings. Budgetly tracks only what you explicitly set aside per goal — Emergency Fund, Vacation, New Phone — so you always know what's truly saved vs. available to spend. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 👨‍👩‍👧 FAMILY BUDGET SYNC ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Share a household budget with your partner or family. Real-time sync via Google Drive — no third-party server, no shared login. Private and secure. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔄 RECURRING BILLS & REMINDERS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Set up rent, salary, and subscriptions on any schedule. Get notified before they're due. Auto-generated entries keep your records complete. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🤝 IOU TRACKER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Track who owes you and what you owe — partial payments, due dates, running balances. Pinahiram Ko / Hiniram Ko. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📈 REPORTS & INSIGHTS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Pie charts, trend graphs, 50/30/20 analysis, and personalized tips. Weekly, monthly, and yearly breakdowns. Know if you're improving or slipping. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔒 PRIVATE BY DESIGN ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ All data stored locally on your device. Cloud backups go only to YOUR Google Drive. No ads. No tracking. No data selling. Lock with fingerprint, Face ID, or PIN. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📖 BIBLICAL FINANCIAL WISDOM ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 30+ Scripture-based principles on earning, saving, spending, and giving. Daily wisdom cards and a Tithes & Offerings tracker. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✅ ALSO INCLUDED ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ • 23+ currencies with auto locale detection • 13+ expense & 6+ income categories + custom • Home screen widget — balance at a glance, quick-add button • Google Drive backup — daily, weekly, or monthly • Excel (.xlsx) + CSV export • Dark mode & light mode • Sort & filter on every list ━━━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Whether you're a student, professional, or family working toward financial freedom — this is the last budget app you'll ever need to buy. Pay once. Own everything. Budget forever.