OTP INTERNET TECHNOLOGY LIMITED
Updated Mar 19, 2026 · v3.2.5
Simple registration, quick approval
Simply loan anytime, anywhere Loan Products: Loan Amount: from NGN 3,000 to NGN 1,000,000; Loan Tenure: from 91 to 120 days; Interest Rate: 0.07% per day (25.55% per annum); APR: Up to 36% (Annual Percentage Rate); Example: For a 120 days loan of NGN 10,000 with interest rate @25.55% per annum Interest = NGN10,000 * 25.55% / 365 * 120 = NGN840; The total amount to be paid = Loan Amount + Interest = NGN 10,000 + NGN 840 = NGN 10,840; APR = (NGN 10,840 - NGN 10,000) / NGN 10,000 / 120 * 365 = 25.55%; 9Credit is Nigeria`s leading digital lending mobile based personal loans platform. 9Credit is a product of online loan service, registered under Nigeria law. We aim to meet customer`s financial needs for various requirements ranging from purchase of mobile phones, medical needs, bill payments etc. Get safe, fair, convenient and affordable online loans on 9Credit-Nigeria`s best personal loan app. Why 9Credit? 1. No credit history required 2. Paperless and digital process on your mobile 3. Get 24*7 access to loan anytime, anywhere 4. Efficient Application Review 5. Disburse to your connected account once approved 6. Available Pan Nigeria 7. As the credit score grows, the sanctioned amount gradually increases 8. Variety of convenient repayment options 9.Don't worry about forgetting repayment. We'll send messages to remind you. Eligibility: 1. Nigeria Resident 2. 18-56 years old 3. Source of a monthly income How it works? 1. Install the 9Credit App from the Play Store 2. Register an account 3. Select the product you would like to apply for 4. Fill out the contents, then submit the application 5. After the submission, you may receive a call for verification. The final application result will be shown in the APP and you will be informed by SMS if approved 6. Provide the consent with the loan agreement after the approval 7. After the confirmation of the loan agreement, the approved loan amount will be disbursed in the account and a SMS notification will be sent. Security: All the transactions are secured via a 256-bit SSL encryption. Contact Us: Customer Service Email: Customer@9credit.co Address:lawal street, oregun, ikeja, Nigeria
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