Updated Aug 29, 2026 Ā· v1.0.6
Offline SIP, retirement, FIRE & goal calculators with charts and exports.
Plan your money with confidence. Investment & Retirement Planner is a complete, offline financial-planning toolkit that turns "how much should I invest?" and "when can I retire?" into clear numbers, charts and year-by-year breakdowns ā with no account and no sign-in. Everything runs on your device. Enter your numbers, see the projection instantly, save it, and compare scenarios side by side. CALCULATORS INCLUDED ⢠SIP calculator ā monthly investing with optional annual step-up ⢠Lumpsum / compound interest ā choose yearly, half-yearly, quarterly or monthly compounding ⢠Fixed Deposit (FD) maturity ⢠Recurring Deposit (RD) maturity ⢠Retirement planner ā inflation-adjusted corpus and the monthly saving you need ⢠FIRE & coast-FIRE ā your financial-independence number and the age your savings coast to it ⢠Goal planner ā the monthly SIP or lumpsum to reach any goal, then track it ⢠Inflation & future value ā what money will cost and be worth later ⢠Emergency fund ā how many months of buffer you need and what's left to save ⢠Rule of 72 ā how long until your money doubles ⢠Capital-gains estimate ā tax on your returns with editable regional presets ⢠Retirement drawdown simulator ā will your savings last through retirement? ⢠Dividend reinvestment (DRIP) ā reinvesting vs taking dividends as cash SEE IT, NOT JUST THE NUMBER ⢠Smooth growth-projection charts for every calculator ⢠Year-by-year breakdown of invested amount, value and returns ⢠Clean, modern design with light and dark themes GOALS DASHBOARD ⢠Track multiple goals with progress bars ⢠See your combined monthly saving across all goals at a glance ⢠Update progress any time SAVE & COMPARE ⢠Save any calculation as a scenario ⢠Compare two scenarios side by side to choose the better plan ⢠Share a result card with one tap 8 CURRENCY PRESETS USD, EUR, GBP, INR, AUD, CAD, JPY and AED ā pick yours once and every screen follows. FREE INCLUDES ⢠Every calculator, chart and breakdown ⢠Up to 3 saved scenarios and up to 2 tracked goals ⢠Light/dark themes and currency presets PRO (one-time purchase ā not a subscription) ⢠Unlimited saved scenarios ⢠Unlimited goals ⢠Side-by-side scenario compare ⢠PDF and CSV export of any projection ⢠Removes ads PRIVACY FIRST ⢠No account, no sign-in, no personal data collected by us ⢠All data stays on your device; back up or restore from a file whenever you like The free version is supported by ads. Upgrade to Pro any time to remove ads and unlock exports and unlimited saves. IMPORTANT Investment & Retirement Planner provides illustrative projections for education and planning only. It is not financial, investment or tax advice, returns are not guaranteed, and it is not affiliated with any bank, broker, fund or tax authority. The capital-gains feature uses editable illustrative default rates, not official figures. Always consult a qualified professional before making decisions. Questions or feedback? Email dev@corithmflowmatrix.com
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