PhonePe Business UPI, Loan App

The PhonePe Business App is a Merchant App and UPI Business App, giving you a gateway to a digital payments network spanning 5 Crore merchants! Track every UPI Transaction, accept payments through our UPI App & apply for a business loan. Once activated, instantly download the payment QR sticker & start accepting digital payments as a QR Payment App at your store. Order free QR stickers via our QR Merchant App or QR Billing App, delivered across India. Key Benefits of PhonePe Business App ✔ Accept BHIM UPI payments as a verified upi merchant, via our secure upi gateway ✔ Track every UPI Transaction & settlement as a reliable online payment app Easy Payment Acceptance: Use the PhonePe QR to scan and pay & accept payments from all BHIM UPI apps. The PhonePe QR also supports other payment modes like Credit & Debit Card & Wallets. Get Instant Help: Resolve queries using our Chat Bot in the Help section, or reach our helpdesk on the PhonePe Business App. Direct Settlement Into Your Bank Account: Money is transferred safely & directly into your bank account instantly or next morning. Use our 'SettleNow' feature to receive money anytime. Real-Time Transactions & Payments Tracking: Check your transactions & settlements easily in the History section on the PhonePe Business App. Get Instant Loan for Merchants: The PhonePe Business App provides loans to MSME Loan App & SME Loan App for small businesses. Get a loan on PhonePe & move a step closer to growing your business. Merchant Loan Highlights: ✔ Attractive interest rates with up to 30 months tenure ✔ Instant digital loan with 0 paperwork ✔ Online loans from INR 50,000 to INR 7,00,000 ✔ Easy repayment option with EDI - Easy Daily Installments ✔ EDIs deducted from daily transactions collected via customer payments on PhonePe ✔ Trustworthy loans, offered by RBI-regulated lending partners authorized to offer credit products on PhonePe ✔ Multiple lenders to choose a suitable offering at competitive interest rates ✔ Low processing fees & no hidden charges ✔ Daily updates about your Loan on the PhonePe Business App ✔ A Finance App with Quick Business Loan & Instant Loan status ✔ Option to foreclose Loan any time Documents required: Details needed: ✔ Date of Birth ✔ PAN ✔ Aadhaar Number *Business or Bank account details are NOT needed for loans up to INR 7 lakhs; may change as per our lender policies. Steps to avail: ✔ Choose loan value & interest rate ✔ Enter details such as Date of Birth, PAN, & Aadhaar Number ✔ Click a selfie, & complete KYC digitally ✔ Set-up Auto-pay on your account More about the loan offerings: ✔ Min. Tenure: 6 months ✔ Max. Tenure: 24 months ✔ Max. rate of interest charged: 39% flat p.a. Example: Total cost of the Loan, including principal & all applicable fees: ✔ Principal loan amount: Rs. 15,000 ✔ Flat Interest Rate: 18% p.a. ✔ Processing Fees: 2% ✔ Tenure: 3 months Then, ✔ Total interest amount payable: Rs. 675 ✔ Total processing fee amount payable: Rs. 300 ✔ Total cost to the user: Rs. 15,975 Our RBI registered NBFC partners ✔ Innofin Solutions Pvt Ltd ✔ Aditiya Birla Captial Ltd. ✔ PayU Finance India Private Limited ✔ Muthoot FinCorp Limited ✔ Ugro Capital Limited ✔ Shriram Finance Limited ✔ SMFG India Credit Co. Ltd ✔ KrazyBee Services Limited PhonePe POS Machine App: Place an order for your POS Device & accept payments via UPI, Debit & Credit Card, Wallet & other modes as a point of sale device. Pay nominal monthly rental & enjoy competitive MDR rates. PhonePe Smart Speaker: Order a Smart Speaker, our UPI Speaker App, install it at your store & get instant payment voice notifications in select regional languages, with alerts in the voice of celebrities.