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Are you experiencing financial liquidity problems? PicoMoney can help you solve them easily! As an authorized lending app in Thailand, PicoMoney guarantees legal compliance! Need quick cash? Don't wait, apply online with one click. Minimal documents, fast approval, and quick disbursement. Flexible loan limits, transparent interest rates, no upfront fees, and strict privacy protection. Professional and legally compliant service. Courteous communication regarding repayment helps you easily solve your short-term financial liquidity problems. Note: Applicants must be 18 years of age or older. Final approval is subject to the assessment of the partner institution. Legal Compliance Statement: For the safety of users' funds and their legitimate rights and interests, this platform strictly adheres to Thai financial regulations. This platform holds a valid financial service license and is fully qualified to provide legally compliant lending services. The platform's relevant license information is as follows: App Name: PicoMoney Company Name: Thai Chain Fin Serve Company Limited Company Name (English Version): THAICHAIN ​​FIN SERVE COMPANY LIMITED License Number: 1184/2569 Registration Number: 0105568150124 I. Highlights of PicoMoney Easy Application Documents: Simply show your national ID card to apply. Efficient and Convenient: Simple approval process, high loan amount. No Collateral Required: Purely a loan, no collateral required. Full Support: Professional customer service team available to assist. II. Function Introduction The entire PicoMoney process is smooth and efficient. Users can easily assess their credit in a few steps. The user interface is designed to be concise and user-friendly, ensuring clear and easy-to-understand workflows. PicoMoney comes with intelligent assessment capabilities to help users plan their finances. For security, we use advanced encryption technology and multi-factor authentication mechanisms to guarantee the security of user data. Every login and transaction is processed under strict protection to provide users with a safe and convenient experience. III. Application Steps for PicoMoney 1. Age and National ID Card Requirements: Applicants must be 18 years of age or older (minors are not eligible) and possess a valid national ID card. 2. Download the Official App: Download the application form. PicoMoney - Secure Channel 3. Quick Registration: Register within the app using your mobile phone number. 4. Complete Application: Submit necessary loan information online. Easy and convenient. 5. Fast Approval: The system will automatically analyze and approve the application efficiently and quickly. 6. Loan Disbursement: After approval, the loan will be transferred directly to your account. No complicated steps required. Just a few simple steps, and the money will be in your account instantly! IV. Loan Term Flexible loan terms. Repayment period from 91 to 180 days. Loan Amount Minimum loan amount: 1,000 baht Maximum loan amount: 40,000 baht Maximum annual interest rate: 18% (equivalent to approximately 0.05% interest per day). No hidden fees. (No additional handling fees) Loan calculation example: 1,000 THB loan, 120-day term, 18% annual interest rate: Daily interest rate: 18%/365 = 0.05% Daily interest payable: 1,000 * 0.05% = 0.5 THB Monthly interest: 1,000 * 0.05% * 30 = 15 THB Monthly installment: 1,000 * 0.05% * 30 + 1,000/120 * 30 = 265 THB Total interest: 1,000 * 0.05% * 120 = 60 THB Total payment: 1,000 + 60 = 1,060 THB If the loan is approved, the user will receive 1,000 THB. At PicoMoney, you only pay principal and interest when the loan is due. We do not charge any other hidden fees. Sustainable Development We will focus on environmental conservation and social responsibility, adhering to the concept of sustainable development. In the future, we plan to support green projects through financial technology, promote the green economy and social welfare, and contribute to social development.   ‌V. Contact Information: Our email address: support@thaichainfin.com Our working hours: Monday to Sunday, 8:00 AM - 6:00 PM Our address: 139 Pan Road, Bang Rak, Bangkok, 10500 Thailand