Quipu

Quipu is committed to financial inclusion, offering access to credit to people rejected by traditional banking. Our application uses advanced credit evaluation technologies through alternative data analysis, including SMS messages of financial transactions (such as payment notifications, credits or bank debits). This functionality is central to generating a fair and up-to-date credit score. When applying for a loan, you will be asked to authorize us to temporarily access your financial SMS. We do not access personal SMS, nor do we read private conversations. All information is anonymized, used exclusively to calculate your credit profile and prevent fraud. Access to this data allows you to evaluate your payment capacity more accurately, even if you do not have traditional banking history. We always request your explicit and transparent consent before accessing information. Quipu complies with all Google Play privacy policies and guarantees the security and confidentiality of your data at all times.