Updated Jul 29, 2026 · v1.4.2
Offline Expense Manager. Auto-tracks SMS, Family Sync. Secure Finance Tracker
Stop tracking expenses manually. Let your SMS do the work. FinStalk is an intelligent, offline-first expense manager designed for the Indian market. It automatically reads your transaction SMS (UPI, Bank, Credit Card) to create a comprehensive financial log without you lifting a finger. Unlike other apps, we prioritize your privacy. We have no backend server. Your financial data stays 100% on your device and is yours to control. 🚀 KEY FEATURES 1. Automated SMS Tracking Forget manual data entry. The app parses your transaction SMS in real-time to record expenses and income automatically. It works perfectly with major Indian banks and UPI apps. 2. Smart Auto-Categorization The app learns from you. If you categorize a "Swiggy" transaction as "Food" once, FinStalk will automatically apply the "Food" category to all future Swiggy transactions. 3. Family & Device Sync (No Internet Required) Manage your household budget easily. Sync transactions between family members' devices using "Nearby Share" (WiFi/Bluetooth). No cloud server is needed—your data transfers directly from phone to phone. 4. Visual Financial Insights • Monthly & Yearly Pie Charts: See exactly where your money goes (Food, Travel, Bills, etc.). • Bar Charts: Compare your monthly Income vs. Expense at a glance. 5. Advanced Account Management • Merge Accounts: Have multiple SMS sender IDs for one bank (e.g., XX-HDFC, AX-HDFC)? Merge them into a single logical account for cleaner tracking. • Hide/Delete Accounts: Stop tracking specific accounts or wallets with a single toggle. 6. Event-Based Tracking Planning a wedding, a trip, or a birthday party? Create a custom "Event" and tag transactions to it. Get a separate report for just that event to see if you stayed within budget. 7. Money Lending & Borrowing Keep track of money given to friends or family. Assign transactions to specific people (without needing access to your Contacts) and view a running total of "Pending" or "Due" amounts instantly. 8. Data Backup & Export • Google Drive: Manually backup your encrypted database to your own personal Google Drive. • Excel Export: Need to do your taxes? Export your data to Excel (.xls) for detailed analysis. 9. Report Unknown Formats If a specific bank SMS isn't recognized, you can report it directly from the app via Email so we can add support for it in the next update. 🔒 PRIVACY PROMISE • Offline First: The app works without the internet. • No Data Collection: We do not collect, sell, or analyze your financial data. • Local Processing: All SMS parsing happens on your phone. Take control of your finances today with FinStalk.
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