Updated Jul 13, 2026 · v7.2.0(7200003)
Pay easily, securely and conveniently with your digital wallet.
With the Mobile Payment app, you can pay easily, quickly, and securely with your Android smartphone – wherever contactless payment and your card(s) are supported. Simply add your debit cards from one or more Sparkasse banks or BW-Bank, or your Sparkasse credit cards, to the app. + The Mobile Payment app is that easy to use + Unlock your smartphone at the checkout of your favorite stores using your saved secure method, hold it close to the card reader, wait for visual or audible confirmation – and you're done. Your payment is processed just as securely as with your physical card. For added security, Card Control* lets you control where, how, and when your digital cards are used. Payments abroad, online shopping, or cash withdrawals – all directly and flexibly adjustable within the app. + The Mobile Payment app is that easy! + Unlock your smartphone at the checkout of your favorite stores using your saved secure method, hold it close to the card reader, wait for visual or audible confirmation – and you're done. Your payment is processed just as securely as with your physical card. For added security, Card Control* lets you control where, how, and when your digital cards are used. If you spontaneously decide to treat yourself to something you'd like at a store, you can use the free express loan*: Apply for your desired amount between €500 and €3,000 directly in the app, receive it in your account within minutes, and repay it within 30 days. ...] + Your advantages with the "Mobile Payment" app + • Pay easily with your smartphone without cash • Same card limits and credit lines as with physical cards • Overview of the last 50 transactions for all registered digital cards • Pay even without an internet connection • Usable in light or dark mode Requirements: • Minimum age: 13 years • Checking account with online banking or online banking business with a German savings bank or BW-Bank • Supported TAN methods: chipTAN (including chipTAN QR), pushTAN (including pushTAN 2.0) • Valid debit and/or credit card from your savings bank or BW-Bank debit card • Current Android operating system with NFC interface If you have any questions, our support team will be happy to help you at +49 711 22 04 09 50. Notes: • Only usable with online banking login credentials from German savings banks and BW-Bank • Use your online banking PIN to retrieve your card details • App usage may incur charges – please contact your savings bank or BW-Bank for details • Not available for rooted devices for security reasons • In case of loss or theft of your smartphone, block stored cards as usual * At participating savings banks
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