Updated Aug 18, 2026 Β· v2.15.0
Compare loans for free and SCHUFA-neutrally and take them out directly online
Download the smava loan comparison app and find cheap loans β 100% free and SCHUFA-neutral! With the smava app you can quickly and easily find the best loan offers from over 20 banks. Complete your loan immediately via the app - securely, transparently and without hidden costs. Instalment loan conditions overview Interest rates: Min -0.40% to Max 19.90% Annual Percentage Rate (APR) Runtime: Min. 6 to Max. 120 months Net loan amount: from β¬1,000 to β¬150,000 Total amount: from β¬995.50 to β¬181,247.51 Example calculation according to PAngV: Net loan amount β¬20,000.00, 84 month term, 5.39% effective annual interest rate, 5.26% p.a. fixed debit interest rate, 84 monthly. Installments of β¬285.14 each, β¬23,951.75 total amount, Lloyds Bank GmbH, c/o Bank of Scotland, Karl-Liebknecht-StraΓe 5, 10178 Berlin Your advantages: β Cheap loan offers: Find the right loan at top conditions from over 20 banks. β Free and non-binding: Comparison and advice are free of charge for you. β SCHUFA-neutral credit comparison: Your creditworthiness remains unaffected, no matter how many offers you compare. β Convenient online conclusion: Compare, apply and complete - all in one app. β Cheaper-can't-guarantee*: We are guaranteed to undercut all installment loan offers from German banks or you will receive the difference as a one-off payment! β Secure data transfer: Your data is encrypted and treated confidentially. β Expert advice: Our credit experts will be happy to help you if you have any questions. Features of the smava app: β Loan comparison & loan conclusion: Find and apply for your loan for any occasion directly in the app. β Loan calculator: Calculate your desired loan with the free loan calculator. β Customer area: You can synchronize your data between your devices via the login. Why smava? smava is one of the leading credit comparison portals in Germany. We rely on transparency and fairness - no hidden costs and conditions that can be understood at any time, as well as the highest level of data security and excellent customer service. With the app we offer you a free and SCHUFA-neutral financing comparison that presents you with personal offers from over 20 banks. *Further information about the guarantee can be found here
This app isn't currently appearing in any tracked top charts.