Substrak: AI Financial Manager

More than just a subscription tracker. Meet your personal AI Financial Copilot. Substrak is the comprehensive privacy-first money manager that combines recurring bill tracking, manual expense logging, and income management into one secure dashboard. No bank linking required. 🚀 AI FINANCIAL COPILOT Chat with your finances. Ask Copilot to: • "Analyze my spending habits." • "Find duplicate subscriptions." • "Help me reach my savings goal for a new car." 💰 INCOME & EXPENSE MANAGER Don't just track bills. Log daily expenses (groceries, coffee) and income sources (salary, freelance). Visualize your Net Cash Flow instantly. 🎯 FINANCIAL GOALS Saving for a vacation or emergency fund? Set custom goals, allocate monthly surpluses, and watch your progress bar fill up. 📉 SUBSCRIPTION COMMAND CENTER • Track Fixed & Variable bills (e.g., Electricity). • Get alerts for Free Trials 2 days before they charge. • Organize via custom categories. 🔐 100% PRIVACY FOCUSED • Offline-first architecture. • No bank syncing. No data selling. • Your data stays on your device and secure cloud storage.