Car Loan Payment Calculator

Take control of your next vehicle purchase or lease and become a master negotiator at the dealership! Whether you are shopping for a car, truck, SUV, boat, or RV, the Car Loan & Lease Payment Calculator empowers you to quickly and accurately calculate monthly payments or determine an affordable purchase price right from your mobile device. Don't let dealer finance managers confuse you with complicated numbers. This powerful auto calculator works for any motor vehicle that can be financed or leased, giving you the clarity and confidence you need to secure the best deal. WHY CHOOSE THIS APP? 100% SAFE & SECURE: We respect your privacy. This app DOES NOT collect any personal information and requests only the minimum permissions necessary to function. FULL SPANISH TRANSLATION: The entire app is fully translated to support Spanish-speaking users. UNIVERSAL COMPATIBILITY: Fully optimized for all tablet and smartphone screen sizes, resolutions, and pixel densities. STORAGE FRIENDLY: Can be easily moved to your SD card to save device storage. FREE TO USE: Get full access to essential car finance and leasing calculations without paying a dime. 4 POWERFUL MODES TO CHOOSE FROM: 1. Calculate Monthly Loan Payment (Buying from a Dealer) Perfect for navigating complex dealership offers. Input the exact variables a dealer’s finance manager uses to find your true monthly payment. Unlike basic calculators, this separates trade-in values from down payments for total accuracy. Inputs Include: Vehicle Price, Trade-In Value, Instant Cash Rebate, Down Payment, Dealer Fees, Miscellaneous Fees (Extended Warranties, Add-ons), Sales Tax Rate, Interest Rate (APR), Loan Payoff, and Loan Term (Months). Advanced Options: Choose whether to apply sales tax to the trade-in or rebate, and select whether to finance the sales tax or pay it upfront. Results: Instantly view your monthly payment, total amount financed, and total sales tax. 2. Calculate Monthly Loan Payment (Buying from a Private Party) A streamlined, simplified version designed for private vehicle sales. Inputs Include: Vehicle Price, Down Payment, Interest Rate (APR), Loan Term (Months), and Sales Tax Rate (for informational purposes). Results: Instantly view your calculated monthly loan payment. 3. Calculate Affordable Purchase Price (Reverse Calculator) Know your monthly budget but don't know your target sticker price? Work backward! Input your desired monthly payment to find the exact vehicle purchase price you can afford. Inputs Include: Desired Monthly Payment, Trade-In Value, Down Payment, Dealer Fees, Miscellaneous Fees, Sales Tax Rate, Interest Rate (APR), Loan Payoff, and Loan Term (Months). Results: Instantly view your affordable vehicle purchase price, total amount financed, and total sales tax. 4. Calculate Monthly Lease Payment (Lease Calculator) Thinking about leasing instead of buying? Demystify the complex math behind auto leases. Break down the true cost of a lease offer by entering key dealership terms to see your exact monthly lease payment before signing. Inputs Include: Gross Capitalized Cost (MSRP/Negotiated Price), Residual Value (percentage or dollar amount), Money Factor (lease rate), Lease Term (Months), Down Payment/Capitalized Cost Reduction, Trade-In Value, and Sales Tax Rate. Results: Instantly view your estimated monthly lease payment, total depreciation cost, and total rent charge. Stop guessing at the dealership and avoid hidden fees. Download the Car Loan & Lease Payment Calculator today and walk onto the lot with the data you need to negotiate like a pro! We value your feedback! Please feel free to email any questions, comments, or suggestions to rick@starflowersolutions.com.