MoneySplit: Budget & Expense

MoneySplit is your ultimate offline money manager, budget planner, and expense tracker designed for total privacy. Take control of your personal finances with a spending tracker that works automatically, privately, and completely offline. No forced sign-up. No ads. Your financial data stays securely on your device by default. What makes MoneySplit different? • Privacy-first design: All SMS parsing and transaction intelligence run securely on-device. • Offline-first: Core money management and daily expense tracking work even without internet. • Fast setup: Start organizing your financial goals with accounts and scan flows in minutes. Smart Scan and Auto-Tracking • Background SMS sync: Keep transactions automatically updated from your bank SMS alerts. • Bulk and range scans: Import past messages with flexible date filters to catch up on spending. • Statement import: Scan PDF credit card and bank statements, including optional password support. • Review queue: Resolve ambiguous records before final posting to your ledger. • Smarter linking: Better account matching, transfer detection, and duplicate prevention. Track Every Money Bucket & Debt • Accounts & Investments: Seamless bank, cash, wallet, credit card, and dedicated investment tracking support. • Bills, subscriptions, and loans: Manage recurring liabilities and view full loan amortization schedules in one place. • Calendar & Upcoming timeline: See finance events in a calendar view, track what's due soon, and mark items acted on to avoid late fees. • Credit card clarity: Track statement balances, due dates, and payment status to stay out of debt. Budgets, Goals, and Financial Insights • Savings Goals: Create target-based savings goals with visual progress rings and monthly pacing status (ahead/behind). • Flexible budgeting: Set monthly, custom, and paycheck-aware periods for your budget planner. • Category-level control: Allocate, exclude, and refine spend plans for your daily expenses. • Visual planning: Understand your money flow with rich visuals including Sankey-based charts. • Insights digest: Get daily, weekly, and monthly summaries with configurable timing. Notifications, Security, and Widgets • Reminder controls: Fine-tune due reminders, quiet hours, and digest delivery. • Security & App Lock: Protect your personal finance manager with optional biometric/device authentication. • Android home widgets: Quick actions, today summary, budget, bills/subs, and dashboard views right on your home screen. Backup and Export • Backup/restore: Local backups plus seamless Google Drive backup and restore. • Exports: Share or save data as Excel, PDF, and statement-style exports for your accountant or records. Optional AI Integration Use your own Gemini API key for AI-assisted financial summaries and guidance. Core finance tracking always works completely without AI. Why users choose MoneySplit ✅ Offline and private by default ✅ Automated transaction capture from bank SMS ✅ Powerful budget planner and debt tracking ✅ Clean, modern, ad-free personal finance manager Download MoneySplit today—the ultimate private money manager—and take control of your daily expenses, budgets, and financial goals without compromising your data!