RMDCalc: RMD Calculator

RMD Calculator helps retirees and pre-retirees plan for Required Minimum Distributions from tax-deferred retirement accounts such as IRAs and 401ks. Enter your current age and retirement account balance, along with a projected annual growth rate, and the app determines your first RMD age based on your birth year under current SECURE 2.0 rules. It then calculates your current-year RMD using the IRS Uniform Lifetime Table divisor, shows the remaining balance after the distribution, projects the end-of-year balance, and previews your next-year RMD. The app also projects the balance at your first RMD date so you can see how growth between now and then affects your mandatory withdrawal amount.