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Convenient loan, no more worries about daily expenses Need Is Having is developed by VIETPLUS APPLICATION TECHNOLOGY COMPANY LIMITED, specializing in providing flexible and convenient micro-credit services exclusively for Vietnamese users. The entire process strictly complies with national financial regulations, ensuring that each loan is safe and reliable, helping you borrow money easily and without pressure. Product advantages Fast and convenient: Complete registration in 3 minutes, online operation, no complicated process, effective approval, quick disbursement. Flexible limit: You decide how much to borrow, minimum loan with flexible limit, free choice according to needs. Transparent and compliant: Clear costs, transparent interest rates and service fees, strictly comply with legal regulations. Smart Recommendations: Appropriate loan advice, the system based on the user's needs and credit history, recommends the most optimal loan limit and term. Product details are as follows: Credit limit: 500,000 VND - 50,000,000 VND Loan term: 3 - 12 months Maximum annual interest rate (APR): 36% No additional fees Loan example: If you borrow 50,000,000 VND with a term of 4 months, pay in installments in 4 installments, annual interest rate of 18%, daily interest rate of about 0.05% (according to actual assessment results), the repayment plan is as follows: Total interest: 50,000,000 * 4 / 12 * 18% = 3,000,000 VND Monthly interest: 3,000,000 / 4 = 750,000 VND Monthly payment: 50,000,000 / 4 + 750,000 = 13,250,000 VND Total amount to be paid: 50,000,000 + 3,000,000 = 53,000,000 VND Easy loan, simple conditions To ensure the safety of the loan, you need to meet the following conditions: 1. Vietnamese citizen 2. 18 years of age or older, with legal capacity to borrow 3. Provide a valid Vietnamese bank account 4. Stable income, ability to repay debt on time Why choose us? Encountering unexpected expenses? Life always has unexpected expenses. Fast disbursement helps you not to wait, money goes to the account immediately, easily handling all expenses. Worried about information security? We strictly protect your privacy. The intelligent risk control system monitors the entire process, the data is encrypted and stored, ensuring the safety of personal information, giving you peace of mind when borrowing. Want a clear process, a secure loan? From registration to disbursement, every step is simple and easy to understand. The legal, transparent process with clear instructions helps you borrow money clearly, completing the operation without pressure. Contact customer care for support Always ready to answer all your questions, just one button to contact immediately. Contact information is right below, easy to connect and chat. Company Name: VIETPLUS APPLICATION TECHNOLOGY COMPANY LIMITED Company Address: No. 290 Hai Ba Trung, Tan Dinh Ward, Ho Chi Minh City, Vietnam Email: help@vietplusfin.com Customer Service Phone Number: (+84)782446465 Official Website: https://vietplusfin.com Privacy Policy: https://vietplusfin.com/privacy