Finch: Expense Tracker, Budget

Take control of everyday money without turning finance into a chore. Finch combines fast expense tracking, AI-assisted bookkeeping, flexible budgets and rich insights in one clean personal finance app. BOOKKEEPING THAT FITS YOUR LIFE - Record income, expenses and transfers with a calculator, text or voice. - Organize multiple ledgers, accounts and currencies. - Add categories, sub-transactions, members, tags, merchants and notes. - Choose which transactions count toward statistics or budgets. BUDGETS AND INSIGHTS YOU CAN USE - Build annual and monthly budgets by category or account. - Carry balances forward and see daily spending guidance. - Explore income, spending, balances and net worth with clear charts. - Search your history and create shareable PDF financial reports. MORE THAN AN EXPENSE TRACKER - Track stocks and ETFs, including buys, sells, dividends, holdings and profit or loss. - Manage subscriptions, billing cycles and payment history. - Follow savings goals and every deposit or withdrawal. - Keep lending, borrowing and repayment records organized. - Plan installments with principal, interest, schedules, progress and due reminders. - Catalog valuable items, accessories, purchase costs and warranties. - Create recurring income, expense and transfer templates for automatic bookkeeping. SMARTER IMPORTS, YOUR DATA UNDER YOUR CONTROL Use AI to map third-party Excel workbooks or import and export Finch-format files. Your financial database is local-first, with an optional security lock and user-controlled backup through WebDAV or Google Drive. Whether you want a simple daily expense tracker or a fuller view of budgets, assets, commitments and goals, Finch helps you understand where your money goes and what comes next.