Budget Guardian: Money Tracker

Track your money across multiple currencies, crypto, stocks, and more — all in one app. Budget Guardian helps you take control of your finances with a clear dashboard, smart budgets, savings goals, balance trends, and a personalized Financial Health Score that shows exactly where you stand. MULTI-CURRENCY & MULTI-ASSET TRACKING - Track bank accounts, cash, crypto, stocks, precious metals, and custom assets - Automatic FX rate updates across any currency pair - Account groups for organized portfolio views - Perfect for travelers, investors, expats, and digital nomads MULTIPLE ACCOUNTS & ACCOUNT GROUPS - Add unlimited accounts across banks, brokerages, and wallets - Organize into custom groups — by bank, brokerage, digital wallet (Wise, Revolut), or any way you like - See total balances per group and across all accounts BALANCE TREND & NET WORTH - Visual chart showing how your total balance changes over time - Spot growth patterns, dips, and seasonal trends - Track your financial progress week by week SMART BUDGETS & SAVINGS GOALS - Create daily, weekly, or monthly budgets by category or account - Visual progress bars with overspend alerts - Set savings goals with target dates and priority levels - Track goal contributions and milestone progress FINANCIAL HEALTH SCORE & INSIGHTS - Personalized health score (0-130) based on spending habits, income stability, and momentum - Actionable suggestions to improve your finances - 30-day trend analysis with income vs expense comparisons - Category breakdown showing exactly where your money goes BEAUTIFUL STATISTICS & CHARTS - Balance distribution by currency, account, and group - Cash flow analysis with bar charts and category breakdowns - Income vs expense trends over custom date ranges - Spending analysis with pattern detection PERSONAL CATEGORIES - Create your own two-level category system - Customize with icons and organize spending your way - Default categories included to get started fast RECURRING TRANSACTIONS - Create templates for regular bills, subscriptions, and income - Automatic reminders for upcoming payments - Quick-add from templates in seconds PDF REPORTS - Generate professional financial summaries - Share via email or save for your records DASHBOARD — EVERYTHING AT A GLANCE - Total balance, monthly overview, budget status, goal progress - Recent transactions and upcoming payments - Financial insights and actionable tips - All on one beautiful, customizable screen FAST & PRIVATE - Log any transaction in under 5 seconds - Biometric lock (Face ID / fingerprint) - TLS encryption — your data is never sold or shared - No bank linking required — you stay in control Whether you track daily coffee expenses or manage a multi-currency investment portfolio, Budget Guardian gives you clarity and control.