Zala: Préstamo inteligente

Zala is a financial services platform focused on the Colombian market, specializing in offering financial services tailored to the region and providing 24/7 online customer support. Our simple and practical financial products are designed to provide responsible financing alternatives for personal expenses and responsible financial solutions for personal needs. Through transparent information on costs, terms, and payment conditions, users can make informed financial decisions according to their situation and ability to pay. Product Advantages: Flexible • Simple • Reliable • Smart I. Product Description 1. Credit Limit: From COP $100,000 to COP $4,000,000. 2. Payment Term: From 91 to 360 days. 3. Interest: Maximum daily rate of 0.066%; Maximum Annual Effective Rate (AER): 24%. 4. Annual Percentage Rate (APR): 18% - 24%. 5. Commission (VAT included): 2% - 7%. II. Loan Example: For example, for a loan of COP $200,000 with a term of 120 days, the details are: 1. Amount: COP $200,000. 2. Term: 120 days. 3. Interest: COP $15,780 = COP $200,000 * 24% / 365 * 120. 4. Commission (VAT included): COP $12,220 = COP $200,000 * 6.1%. 5. Total amount to pay: COP $228,000. All costs are public and transparent, with no hidden fees. The application process is clear and payment is simple, allowing you to manage your debt worry-free. III. Application Requirements 1. Be over 18 years of age and have full legal capacity. 2. Have a valid local Colombian cell phone number to receive verification codes. 3. Have a valid bank account or e-wallet in your name to guarantee the security of funds. 4. Present a valid Colombian identity document (Cédula de Ciudadanía or NUIP). IV. Security and Privacy The security of your information is our number one priority. Zala uses bank-grade encryption technology to comprehensively protect your personal data, identity, and financial details. All information is used solely for credit assessment and fund transfer, strictly complying with current Colombian data protection laws and regulations. We will never share or disclose your information to third parties without your explicit authorization. Manage your finances easily, all at your fingertips. Zala completely eliminates paperwork and the need to visit a branch to sign. We've redesigned the loan process to be faster and smoother. Whenever you need funds, we'll be there to provide the necessary financial support and help you achieve your daily goals with ease. Contact Us - Privacy Policy: https://www.zalacred.com/co/privacy - Official Email: service@zalacred.com - Phone and WhatsApp: +57 3243964421 - Business Hours: Monday to Friday, 8:00 a.m. to 6:00 p.m. - Office Address: Ac. 26 # 92-32, Engativá, Bogotá, Cundinamarca, Colombia