ZapCash - Quick Loans

💰 ZapCash – Instant Personal Loan up to ₹1,00,000 Enjoy quick personal loans at Low interest rates with a hassle-free 100% digital process. Get the approved loan amount directly in your bank account — fast, secure, and completely online. Whether you need funds for medical emergencies, travel, education, or personal expenses, ZapCash makes borrowing simple and transparent. 🏛️ Regulatory & Lending Information ZapCash is a digital loan facilitation platform that partners with RBI-registered Non-Banking Financial Companies (NBFCs), is Weekline Investment and Trading Company Ltd [RBI Registration No. : 14.01001] , to provide personal loans to eligible customers. Loans are provided in accordance with the guidelines issued by the Reserve Bank of India under the Digital Lending Guidelines. 🔐 Safe & Responsible Lending 🚀 Why Choose ZapCash? ✔️ Instant personal loan up to ₹1,00,000 🏦 Direct bank account disbursal 📄 100% paperless & digital process 🔎 Transparent charges – No hidden fees 👉 Apply instantly with a few simple steps 🔐 Secure & encrypted platform ✅ Instant decision with minimal documentation Eligibility: 👤 Age: Minimum 18 years 💼 Employment Type: Salaried or Self-Employed 💰 Minimum Monthly Income: ₹18,000 or above 📱 Mobile Number: Aadhaar-linked mobile number for verification 🇮🇳 Citizenship: Indian resident with valid KYC documents 📊 Loan Details ✅ Loan Amount: ₹5,000 – ₹1,00,000 (sanctioned by Weekline Investment and Trading Company Ltd RBI Registered NBFC) ✅ Interest Rates: 12% – 30% per annum ✅ Loan Tenure: 6– 60 months ✅ Processing Fee: Up to 5.1% of the principal amount + GST ✅ Quick & Direct Transfer: Funds disbursed by our NBFC partner directly to your bank account ✅ No Collateral Required: Get a loan without pledging any security ✅ Foreclosure & Part-Prepayment Available ✅ Maximum APR – 32.15% ⏰ Late Payment Charges: As per loan agreement Interest rates and loan terms may vary based on credit profile, eligibility, and risk assessment. 💡 Loan sanctioned by Weekline Investment and Trading Company Ltd : ₹1,50,000 for 3 years 💰 Processing Fee: ₹6,195 (3.5% + GST + ₹500 Stamp Duty) 📉 Interest Rate: 22% p.a. (on reducing principal balance) 💳 EMI: ₹5,730 per month 📊 Total Payable: ₹2,06,280 📌 Total Interest Paid: ₹56,280 📈 Annual Percentage Rate (APR): 25.14% Fees & Charges (as applied by NBFC partner) ⚠ EMI Bounce Charge (1st Day): 4% of Principal Overdue* or ₹500 (whichever is lower) 📌 Penal Charges (2-180 Days): 36% p.a. on Principal Overdue (+ GST if applicable) 🔹 *Rounded to the nearest rupee 📲 How to Apply on ZapCash App? 1️⃣ Download the ZapCash App 2️⃣ Sign up with your mobile number 3️⃣ Verify PAN & basic details 4️⃣ Complete 100% digital KYC 5️⃣ Select loan amount & tenure 6️⃣ Review & accept loan agreement 7️⃣ Receive funds directly in your bank account 📞 Customer Support 📧 Email: care@zapcash.in 📱 Phone: 8503090309 👤 Grievance Contact Email ID : grievance@zapcash.in 📱 Phone: 7665466546 Privacy Policy: https://www.zapcash.in/privacy-policy