Gains - Budgeting & Cashback

The money app that actually helps you keep more of it. Gains combines smart budgeting, instant cashback rewards, and AI-powered insights - all in one beautifully simple app. What Makes Gains Different Most budgeting apps show you where your money went. Gains helps you keep more of it. Connect your bank accounts in seconds using Open Banking, and Gains does the rest. Track your spending, set budgets that actually work, and earn cashback on your everyday shopping - from supermarkets to clothes shops. No complicated spreadsheets. Just a clear picture of your money and simple ways to make it go further. Key Features Smart Budgeting Connect all your UK bank accounts in one place Automatic transaction categorisation Set monthly budgets by category See exactly where your money goes Instant Cashback Earn money back on everyday spending Cashback at supermarkets, high street shops, restaurants and more Instant gift card rewards No waiting, no points to track - just savings AI Money Assistant Chat with your personal money assistant Get personalised insights based on your spending Ask questions about your finances in plain English Smart suggestions to help you save more Built for the UK Works with all major UK banks Designed around UK spending habits No currency conversions or workarounds Created by a team who actually use it How It Works Download & Connect - Link your bank accounts securely using Open Banking See Everything - All your accounts, spending, and budgets in one place Start Saving - Earn cashback and get smart tips to keep more money Security You Can Trust Your data is protected with bank-level encryption. We use Open Banking - the same secure technology used by major UK banks. We'll never sell your data or share it without your permission. Gains is registered with FCA Agent Status via TrueLayer. Free to Download Gains is free to download and use all core features.