Updated May 29, 2026 ยท v2026.04.01
Realize the entire interior design project with a nice loan without extra fees.
Everything for IKEA Financing gathered in one app. Apply for up to SEK 200,000 to shop at IKEA and get notified immediately*. In the app you will also find all your transactions, upcoming payments and important documents. GET STARTED: Basic requirements for the application: - You must be at least 18 years old - You must be registered in Sweden - You must not have any payment notes - You need to use Mobile BankID to identify yourself and sign the agreement - See application for current income requirements EASY APPLICATION - Check that you meet the basic requirements - Complete and submit the application. You will be notified immediately. - Read through and sign your agreement with Mobilt BankID EASY TO SHOP - Your credit is ready to be used immediately - Pay with your digital card at IKEA.se and in the department store - Open for purchase for 90 days EASY TO HANDLE - View your credit balance and all transactions - Change your contact details - See your loan agreement and other important documents - Apply for new financing NOTE! BORROWING COSTS MONEY! If you cannot repay the debt on time, you risk a payment notice. This can lead to difficulties in being able to rent a home, take out subscriptions and get new loans. For support, turn to the budget and debt counseling in your municipality. Contact information is available at konsumerverket.se REPRESENTATIVE EXAMPLE *The fixed interest rate is 0% with an agreed repayment period of 3 or 10 months (applies to loans 1,000 โ 29,999) or 20 months (applies to loans 10,000 โ 200,000). Example: Borrow SEK 15,000 at 0% fixed interest, SEK 0 in fees. If fees do not change, the repayment period will be 10 months, the monthly amount SEK 1,500, the total repayment amount SEK 15,000 and the effective interest rate 0% (10/01/2025). For agreed repayment periods longer than 20 months, the fixed interest rate is 0% for up to 90 days, then 2.99% (effective interest rate 2.45% at 30 months and 2.66% at 48 months). Creditor is Ikano Bank AB (publ).
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