PaisaBook: Expense Tracker

Track every rupee without giving up your privacy. PaisaBook is a 100% offline expense tracker built for how India actually pays — UPI, cash, bank transfers, and credit cards — with no sign-up, no cloud, and no ads. **Why PaisaBook** - 🔒 **100% offline, always.** Your transactions never leave your phone unless you choose to back them up yourself. No account, no login, no cloud sync required to use the app. - 💳 **Every Indian payment mode, one place.** Cash, bank accounts, UPI apps (GPay, PhonePe, Paytm), wallets, and credit cards — see your full financial picture, including credit card outstanding and money owed between friends. - 📊 **Charts without the effort.** Daily, weekly, and monthly spend breakdowns, category-wise pie charts, and spend-velocity warnings appear automatically as you add transactions. - 🎯 **Budgets that warn you early.** Set an overall budget or per-category limits and see exactly how much runway you have left this month, before you overspend. - ⚡ **Add an expense in seconds.** A numpad and one-tap category grid mean logging a transaction takes only a few taps — fast enough to use every single time you spend. - 🏦 **Built for India.** ₹ formatting with lakhs and crores, Indian date formats, and default categories that match how Indian households and professionals actually spend. - 📉 **Savings goals & recurring bills.** Track progress toward an emergency fund, a big purchase, or a trip, and never miss a recurring bill or subscription renewal. **Who it's for** Young professionals tracking salary and UPI spending, students watching pocket money, homemakers managing the household budget, freelancers reconciling irregular income, and anyone who wants a private, fast, India-native alternative to spreadsheets. **Your privacy, respected** PaisaBook was built offline-first from day one. There's no backend server for your financial data to sit on. The only optional network activity is a backup you trigger yourself to your own Google Drive — nothing is ever uploaded automatically or shared with anyone. Download PaisaBook and get your money organized in the next five minutes — no account required..