Updated Jun 4, 2026 · v2.16.0
To open a Mitsubishi UFJ Bank account, you don't need to visit a branch or get a personal seal! Open an account easily, anytime, anywhere. The application process takes about 15 minutes.
Mitsubishi UFJ Bank's Account Opening App. No branch visit or seal required! If you have your identification documents ready, you can easily apply for a regular savings account anytime, anywhere in about 15 minutes. ■Recommended for: * Those who find branch visits inconvenient or don't want to wait in line. * Those who want to open an account at any time, including weekends and evenings. ■Eligible Users: * Individuals who do not currently have an account with our bank. * Japanese citizens. * Those with a driver's license or My Number Card. * Account opening for children under 15 years old must be done by a parent or guardian. ■Application Process 1. IC reading of identity verification document and photo of face 2. Enter customer information, etc. 3. Application complete ■Post-Application Process 1. If applied for on a weekday morning, the application result will be sent via email as early as the same day. 2. Confirm account number via the app. 3. Internet banking can be used immediately after confirming the account number. 4. Mitsubishi UFJ Debit integrated cash card will be delivered in approximately 1 to 10 days. *For account openings for children under 15 years old, the cash card will not have debit functionality. Please also check the account number on the delivered cash card. ■Benefits of a Mitsubishi UFJ Bank Account ・If certain conditions are met, you can receive preferential treatment on ATM usage fees at our bank and partner convenience stores. ・After opening an account, you can check your balance and make transfers online anytime, and you can use many convenience stores and nearby ATMs for peace of mind. ・A debit card and cash card are combined into one card with no annual fee, making payments easy as you can shop directly with the cash card. *Unlike credit cards, a key feature is that payments are debited immediately from your account. ■Products and Services Available for Simultaneous Application * Super Ordinary Deposit Account (Main Bank Plus) [Tiered Interest Rate] This is an ordinary deposit account that offers various benefits, such as preferential treatment for ATM usage fees, depending on your transaction history. * Mitsubishi UFJ Direct (Internet Banking) Various transactions, such as balance checks and address changes, can be performed online. * Eco Passbook (Internet Passbook) Instead of a paper passbook, you can check your deposit and withdrawal details online anytime. * Seal-less Account Transactions can be conducted without a seal even after opening the account. * COIN+ You can use free money transfers between your own bank accounts, remittances to family and friends, and code payments. * COIN+ is a payment brand operated by Recruit MUFG Business Co., Ltd. The following services can also be applied for simultaneously. * Mitsubishi UFJ Card This is a credit card with no annual fee, offering up to 20% (*1) Global Points back on purchases at participating stores. *Individuals under 18 years of age or high school students (*2) cannot apply for a Mitsubishi UFJ Card. *1) There are various conditions and points to note regarding the maximum 20% Global Points cashback, including spending limits. *2) Students can apply for a student credit card after October 1st of their high school graduation year, provided their post-graduation plans are decided. *Mitsubishi UFJ Card is a credit card issued by Mitsubishi UFJ NICOS Co., Ltd. *Applications will be subject to review by Mitsubishi UFJ NICOS Co., Ltd. * Mitsubishi UFJ e-Smart Securities Account *Mitsubishi UFJ e-Smart Securities Co., Ltd. is an online securities company of the Mitsubishi UFJ Financial Group. Investment products carry risks. Please check the points to note on the linked page for details. https://www.bk.mufg.jp/kabu/index.html * Mitsubishi UFJ Bank Investment Trust Account * Bundle Card * Bundle Card is a prepaid card issued by Kanmu Co., Ltd. ■ Important Notes Regarding Use * Please specify a branch near your home or workplace as your preferred branch for account opening. * You will receive an Eco Passbook (internet passbook); a paper passbook will not be issued. * The Mitsubishi UFJ Debit Card will be sent via registered mail to the home address you entered. Forwarding to a new address is not possible. * Account opening may be refused based on an overall assessment. * While the app is free to use, data communication charges for downloading and using the app are the customer's responsibility. ■ Rewards for Account Opening & Meeting Conditions There are conditions and important notes; please check the website for details. https://www.bk.mufg.jp/kouza/lp/mtto/presents/plan/index.html *Content may vary depending on the time of year. ■Tested Operating Environment https://direct.bk.mufg.jp/dousa/index.html *If your device has been rooted even once, the app may not start or function correctly. For details, please check our website. https://www.bk.mufg.jp/tsukau/app/kouza/index.html
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