Updated Jul 1, 2026 · v1.1.2
Fast, secure loans within your reach
Presta Peso is an app designed to offer you fast, transparent, and secure personal loans, without complicated paperwork or physical documentation. I. Advantages - 100% online: Apply for your loan without leaving home. - Express approval: Get the result in minutes. - Data protection: We comply with the Federal Law on Personal Data Protection (LFPDPPP). - Direct disbursement: The money is transferred to your bank account. - No collateral: No guarantor or complex references required. In just a few steps from your phone, get the amount you need for holidays, medical emergencies, home renovations, travel, or unexpected expenses. II. Requirements - Be over 18 years of age. - Present a valid Mexican official identification (INE or passport). - Reside in Mexico. - Have a Mexican bank account in your name. III. Product Overview Loan Information - Amount: $400 – $20,000 MXN - Term: 91 – 365 days - Annual Rate: 36.5% – 146% - Total Annual Cost (TAC): 400% – 540% (includes fees) - Value Added Tax (VAT): 16% (where applicable) - Disbursement: In minutes Calculation Example: If you request $5,000 MXN for 120 days with an annual rate of 72% (0.2% daily), APR 500%, and VAT 16% (on interest): - Interest: $5,000 * 0.2% * 120 = $1,200 MXN - VAT: $1,200 * 16% = $192 MXN - Total Due: $5,000 + $1,200 + $192 = $6,392 MXN This calculation is for reference purposes only. The final rate varies depending on your credit profile and contract terms. IV. Flexible Payments - Online: Pay via SPEI with no fees, 24/7. - In stores: Follow the instructions in the app to pay at authorized establishments. V. Important Notice - Presta Peso operates legally in Mexico and encourages responsible credit use. - Review the contract terms carefully before signing. Privacy Policy: https://asinnovatec.com.mx/privacy - Late payments generate additional interest and affect your credit history. Only request the amount you can pay based on your financial capacity to avoid over-indebtedness. VI. Contact Us If you have any questions, please feel free to contact us: - Email: support@asinnovatec.com.mx - Phone: 55 3417 6170 - Website: https://www.asinnovatec.com.mx/ - Hours: Mon to Sat 9:00 AM - 7:00 PM - Company Name: AS INNOVATEC S.A. de C.V. - Address: Calle Ligeros de Toluca No. 16, Col. Héroes de 5 de Mayo, Toluca de Lerdo, State of Mexico, Zip Code 50170 For your safety: - Only apply for loans through our official channels. - Never click on links of dubious origin or make transfers to personal accounts. - If you have the slightest doubt, call us immediately to verify.
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