Займы онлайн - BelkaCredit

Get online loans to your card with confidence from Belka Credit. It's easy to get a loan of up to 30,000 rubles (microloan) with transparent terms and fast approval. We lend money to everyone. Download our mobile app to keep your money always at hand. Advantages 0% interest for the first 7 days for first-time online loan applicants. Rates from 0% to 36% per annum. No hidden fees or commissions. li> Amounts from 1,000 to 30,000 ₽, terms up to 365 days. li> 5 minutes to apply for a microloan online. li> 24/7 – loans to your card 24/7. li> Belka Credit App Convenience. h3> Microloans are available to all Russian citizens aged 18 to 65, including students and retirees. To get a loan, you only need a passport, no guarantors. Automatic approval: we issue loans to your card immediately after confirming the terms. You can repay your microloans through your personal account on the belkacredit.ru website, by email, or by transfer from your personal account. Fast online loans – three steps and your money is yours. Install the app. Fill out the loan application online, specifying the required parameters and personal information. Confirm the terms – the microloan will be credited to your card instantly. We are reliable. 10 years in the microfinance market. Over 50,000 clients have already applied for loans to their cards through our app – we are valued for our reliability and high-quality service. Service; Licensed by the Central Bank of the Russian Federation – we are included in the register of microfinance organizations (MFOs). Online loans to a card with BelkaCredit Repayment period: minimum 75 days, maximum 365 days. Annual interest rate (APR) from 0% to 36%. Example Initial terms: Loan to a card for 25,000 rubles, term 270 days, average daily rate of 0.098%, total cost of credit (APR) of 36% per annum. The loan is processed online. Interest for 270 days is 6,657 rubles, the repayment amount is 31,657 rubles. In case of delay: interest of 1,417 rubles is charged for 7 days of delay. Additionally, for 10 calendar days of delay, a penalty at a rate of 20% is charged, which will amount to 137 rubles. Overpayment calculation formula Repayment amount = loan principal + accrued interest, where: Loan principal is the amount for which the loan was issued online Accrued interest (overpayment) = loan amount × term in days × (rate% / 100). Collection and use of personal data To ensure the security and proper functioning of the service, the following is collected Data: Phone number – to create an account, confirm login via SMS, and sign agreements in accordance with the requirements of the Federal Law "On Microfinance Activities." Basic information (name, email, phone number, location, user ID) – to protect against fraud and ensure secure account management. Data on microloans, including microloans to a card, is transferred to the Credit History Bureau (CHB) in compliance with the Law "On Credit Histories." Action and failure log – to improve service and prevent fraudulent transactions (data is used for analysis). Technical information about the application’s operation – to assess the quality and stability of the service (without personal identification). Legal Information Limited Liability Company Microcredit Company "FINMODEL" (LLC MCC "FINMODEL"), reg. No. of entry in the state register of MFIs No. 2403045010054 dated 17.05.2024. INN 9721231466 OGRN 1247700261104, the Company is a member of the SRO "Microfinance Alliance "Institutes for the Development of Small and Medium Businesses" under No. 0724030772170 dated 23.07.2024. Address: 107140, Moscow, inner. ter. g. municipal district Krasnoselsky, st. Rusakovskaya, 13. Separate subdivision of LLC MKK "Finmodel": 443095, Samara, st. Stara Zagora, 202, lit. A (KPP 631245001). 24-hour customer support phone number: 8 (800) 222 42 20 Detailed information is available on the website https://belkacredit.ru