Фианит-Ломбард

We care about our clients and offer favorable loan terms. You can pawn not only gold, but also electronics, sports equipment, watches, and virtually any other property. Managing your loans has become more convenient for our clients. In the mobile app, you can: - Check the balance on your pawn ticket; - Pay off your debt; - Get answers to your questions; Fianit-Pawnshop has over 480 branches in 80 cities across Russia. Since 1994, we've been chosen for our reliability, low rates, and high appraisals. We offer a loyalty program for our regular customers. For our clients, we: - Quickly appraise collateral - up to 5 minutes (up to 10 minutes for complex equipment); - Take into account the value of diamonds and other precious stones; - We store collateral for a long time; - We hold sales of unclaimed collateral. - The borrower may repay the debt at any time before foreclosure, in accordance with the loan agreement; Minimum and maximum repayment terms. The pawnshop (lender) provides repayable, repayable loans to individual borrowers (individuals) for a term of no more than 1 year, and the borrower (pledgor) transfers the property to the pawnshop as collateral (Part 1 of Article 7 of Federal Law No. 196-FZ of July 19, 2007, "On Pawnshops"). Therefore, pawnshops have the right to provide loans for any term within the following limits: the minimum term is unlimited, and the maximum term is 1 year. Maximum annual percentage rate (APR). When concluding a consumer loan agreement, the percentage of total annual expenses must not exceed by more than one-third the average market value of the total cost of the consumer loan (credit) as an annual percentage of the loan (credit), calculated by the Bank of Russia for the relevant consumer loan category (Part 11 of Article 6 of Federal Law No. 353-FZ of December 21, 2013, "On Consumer Loans (Credits)"). Example of the total cost of the loan: Loan amount * daily interest rate * number of days of the loan = loan cost Link to privacy policy: https://fianitlombard.ru/politika-konfidentsialnosti/