Mi Dinero Finanzas Personales

My Money is a personal finance app to keep track of your income and expenses, without complications and without depending on anyone. YOUR DATA STAYS ON YOUR PHONE The app doesn't have internet access. This isn't just a promise: you can verify it yourself in the permissions list, where it doesn't appear. This means your financial information doesn't travel to any server, neither ours nor any other, simply because the app can't connect. It doesn't require registration, email, or account information. Just open it and start. ACCOUNTS AND CARDS • Cash, debit, and credit: every transaction affects the corresponding balance. • Cards with limits, available credit, current balance, billing cycle date, and payment due date. • Interest-free installment purchases: the app creates the plan, tracks the payments, and lets you pay off the balance early. • Credit card payments with history, and details of how much to pay to avoid interest charges. QUICK REGISTRATION • Capture amounts like a bank terminal: simply enter the numbers and you're done. • Customizable color-coded categories, in addition to the existing ones. • Each expense can be associated with the payment method used, or left out of the balances if you prefer. AUTOMATIONS • Direct debits: electricity, internet, subscriptions. They are automatically recorded when due, with their transaction history. • Scheduled income: bi-weekly payroll, rent, recurring deposits. • Payment reminders for non-automatic payments. You can address them, postpone them, or convert them into expenses using the already entered data. ALERTS THAT ACTUALLY WORK Local notifications for billing cycles and payments, direct debits, scheduled income, and reminders. You decide which ones you want, how many days in advance, and what time they arrive. MONTHLY OVERVIEW • Monthly balance with actual income and impact, including installment payments. • Comparisons against the same date last month. • Where your money is going, by category, expense type, and account. • Alerts for upcoming billing cycles and payments. BACKUPS THAT ARE YOURS Create an encrypted backup file with a password only you know, and save it wherever you want. If you lose your phone or switch devices, restore it and pick up where you left off. SECURITY PIN or fingerprint lock. The app prompts you again when you return from the background and hides its contents from the recent apps screen. ALSO • Dark mode. • No ads. • Works completely offline. PLEASE NOTE • Does not connect to banks: you capture transactions yourself. That's precisely what allows the app to work without internet or your credentials. • Amounts are displayed in Mexican pesos. • Since everything is stored on your phone, the only way to avoid losing your information when changing devices or uninstalling the app is to use a backup.