Все Финуслуги - кредит, вклады

The "All Financial Services - Loans, Deposits" app is an aggregator of banks and microfinance organizations (MFOs) offering deposits, loans, and credits on convenient terms. The app provides users with information about available financial products, their terms, and withdrawal methods (cash or card), facilitating their search and comparison. The app's purpose is to simplify the search for financial services for users without having to visit multiple websites or offices. The app collects information from publicly available sources and allows you to compare all financial services and select a loan product. Disclaimer: The app is not a bank, lender, or financial institution. It does not directly issue loans or credits, and does not require a license to provide services. The app is not an official app of Sberbank PJSC, Moscow Exchange Financial Services, or Alfa Bank. Main Features and Capabilities of the App Comparison of Financial Services • Search for available offers from banks and MFOs. • Filters by loan amount, term, interest rate, and withdrawal method. • Compare terms (interest rates, terms, hidden fees). Information about financial institutions • List of all banks and microfinance organizations in Russia with full profiles. • Contact information, ratings, licenses, and user reviews. • Description of available services: loans, credits, credit cards. Personalized offers • Selection of offers based on loan amount and term. • Personalized recommendations based on user preferences. User ratings and reviews • Ratings and comments from other users about banks and microfinance organizations. • Compare bank reliability Financial advice and useful information • Useful articles on finance, credit history, and debt management. The app contains information on popular financial instruments: • loans; • microloans • online loans • deposits; • mortgages; • car loans; • payday loans; • credit cards; • Debit card - Finuslugi The app works with many Russian banks and financial aggregators, sourcing information from the most trusted companies: • Moscow Exchange Finuslugi • Sberbank Online • VTB • Gazprombank • Alfa Bank Online • Tbank (Tinkoff) Unique features of the app • All Russian financial institutions in one place: a complete list of banks and microfinance organizations. • Time saving: the ability to quickly find the best offer. • Objectivity: the app doesn't advertise specific banks or microfinance organizations, but provides comprehensive information. The database contains loan offers with rates from 9.5% to 36% per annum and loan terms from 3 months to 30 years. Terms vary among banks, for example, rates from 5.99% to 30% per annum, with loan terms from 3 months to 15 years. Calculation example: for a loan of 350,000 rubles. The total payment for a 3-year loan at 9% per annum is 400,716 rubles, with a monthly payment of 11,131 rubles per month. Penalty for late monthly payments: 0.05% - 0.2% of the overdue amount for each day of default. Loan Terms and Conditions: — Minimum loan repayment period: 61 days; — Maximum loan repayment period: 365 days; Loan Interest Rate: — Minimum annual interest rate: 0%; — Maximum annual interest rate: 36%. How the loan cost is calculated: The interest rate on the loan for the first 15 days (interest-free period) is 0% per day (0% per annum), and for the next 165 days, a floating interest rate applies (from 0% to 36% per annum). Loan calculation example: Repayment amount = Loan amount + Overpayment amount, where Overpayment amount = Loan amount * Loan period * (Rate in % / 100). Example interest rate calculation for a loan of 15,000 rubles for 100 days: Total loan cost: 36% per annum. Accrued interest for 100 days of loan use (36%): 1,470 rubles. Repayment amount: 15,000 + 1,470 = 16,470 rubles.