SuperApp VR

Welcome to the VR SuperApp! VR brings together everything a worker needs in one place. With the VR SuperApp, you can access your benefits, organize your routine, and take advantage of financial solutions that make your daily life easier, all from your mobile phone. • All your benefits in one SuperApp Easily track your balances and statements for Meal Allowance, Food Allowance, Home Office Assistance, Auto Allowance, Bonuses, and much more. Find where to use them, receive expense notifications, and enjoy suggestions for nearby places. • Here, your money goes further Get even more value from your benefits with exclusive discounts, marketplace access, cashbacks, and special offers. Take advantage of partner promotions and boost your purchasing power. • Financial Solutions Give your budget a break by anticipating your FGTS Birthday Withdrawal through the app, with convenience and security. You can also apply for Worker Credit in just a few clicks, with accessible conditions. All this directly through the SuperApp, so you have even more financial autonomy. • Hassle-Free Mobility Need to get around? Buy Uber vouchers directly in the app and make your day easier. • Easy and Digital Time Tracking Record your work hours: clock-in, clock-out, vacations, and days off directly from your phone, with a history always available for consultation. • Complete Management for Employees and HR Access payslips, schedules, new hires, and document management with ease, making your routine more organized and transparent. • Virtual Card and QR Code Payment Shop online using the virtual card or pay by QR Code at partner establishments, with more convenience and security. We're with you every step of the way. Download the app and enjoy! Consult HR to find out which features are available to you. Financial Solutions – Regulatory Information FGTS Withdrawal Advance • Rates: 1.39% p.m. to 1.79% p.m. • CET: 23.91% p.a. to 27.53% p.a. • Term: 12 to 84 months • Amount: R$150.00 to R$30,000.00 • Life Insurance Option. Credit subject to approval. Private Payroll Loan • Rates: 2.69% p.m. to 4.99% p.m. • CET: 48.00% p.a. to 90.67% p.a. • Term: 3 to 24 months • Amount: R$600.00 to R$80,000.00 • Creditor Insurance Option. Credit subject to approval. Example: a loan of R$1,500.00 over 12 months will have installments of R$159.66, totaling R$1,915.92, with interest of 2.89% per month (40.76% per year) and an Effective Annual Rate (CET) of 3.21% per month (46.85% per year). Values ​​may vary according to credit analysis. Conditions subject to change without prior notice. Early repayment can be made at any time. Refunds for cancellations are accepted within 7 business days of contracting. VR Benefícios (CNPJ 02.535.864/0001-33) acts as a banking correspondent for Banco VR (CNPJ 78.626.983/0001-63). Hire responsibly. Customer Service: 0800.707.1595 (24h) Ombudsman: 0800.770.0417 (weekdays, 9am to 6pm) Email: ouvidoriabancovr@vr.com.br SuperApp VR is complete: benefits, mobility, well-being and financial solutions that help you save, organize and gain more advantages. Download the app and enjoy!